18515104. SYSTEMS AND METHODS FOR SECURING LOGIN ACCESS simplified abstract (Capital One Services, LLC)

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SYSTEMS AND METHODS FOR SECURING LOGIN ACCESS

Organization Name

Capital One Services, LLC

Inventor(s)

Austin Walters of Columbia TN (US)

Reza Farivar of Champaign IL (US)

Galen Rafferty of Mahomet IL (US)

Anh Truong of Champaign IL (US)

Vincent Pham of Champaign IL (US)

Mark Watson of Urbana IL (US)

Jeremy Edward Goodsitt of Champaign IL (US)

SYSTEMS AND METHODS FOR SECURING LOGIN ACCESS - A simplified explanation of the abstract

This abstract first appeared for US patent application 18515104 titled 'SYSTEMS AND METHODS FOR SECURING LOGIN ACCESS

Simplified Explanation

The disclosed systems and methods involve verifying a user's identity by comparing their password, device identifier, and browser identifier with stored information.

  • The system receives a salted password, extracts the password, device identifier, and browser identifier, and checks if they match stored data.
  • Access to resources is granted based on the verification results.
  • The technology aims to enhance security and prevent unauthorized access to user accounts.

Potential Applications

This technology could be applied in various industries such as banking, e-commerce, and healthcare to secure user accounts and sensitive information.

Problems Solved

This technology addresses the issue of unauthorized access to user accounts by implementing multi-factor authentication and verification processes.

Benefits

The benefits of this technology include increased security, protection of user data, and prevention of identity theft and fraud.

Potential Commercial Applications

A potential commercial application of this technology could be in the development of secure authentication systems for online platforms and services.

Possible Prior Art

One possible prior art for this technology could be existing multi-factor authentication systems used in various industries to verify user identities and protect sensitive information.

Unanswered Questions

How does this technology handle cases where the user forgets their password or device identifier?

In such cases, the system may provide options for password recovery or alternative verification methods to regain access to the user account.

Can this technology be integrated with existing authentication systems?

Yes, this technology can be integrated with existing authentication systems to enhance security and provide additional layers of verification for user accounts.


Original Abstract Submitted

The disclosed systems and methods may receive a first salted password having a first password, a first user device identifier, and a first browser identifier, extract the first password, the first user device identifier, and the first browser identifier from the first salted password, and determine whether the first password, the first user device identifier, and the first browser identifier respectively match a stored first password, a stored first user device identifier, and a stored first browser identifier. The systems may grant the request to access the one or more resources for the first user device or perform other actions depending on whether the first password, the first user device identifier, and the first browser identifier respectively match the stored first password, the stored first user device identifier, and the stored first browser identifier.