18524866. SERVER-SIDE CONTACTLESS CARD ACTIVATION simplified abstract (Capital One Services, LLC)
Contents
- 1 SERVER-SIDE CONTACTLESS CARD ACTIVATION
- 1.1 Organization Name
- 1.2 Inventor(s)
- 1.3 SERVER-SIDE CONTACTLESS CARD ACTIVATION - A simplified explanation of the abstract
- 1.4 Simplified Explanation
- 1.5 Potential Applications
- 1.6 Problems Solved
- 1.7 Benefits
- 1.8 Potential Commercial Applications
- 1.9 Possible Prior Art
- 1.10 Unanswered Questions
- 1.11 Original Abstract Submitted
SERVER-SIDE CONTACTLESS CARD ACTIVATION
Organization Name
Inventor(s)
Jeffrey Rule of Chevy Chase MD (US)
Wayne Lutz of Fort Washington MD (US)
SERVER-SIDE CONTACTLESS CARD ACTIVATION - A simplified explanation of the abstract
This abstract first appeared for US patent application 18524866 titled 'SERVER-SIDE CONTACTLESS CARD ACTIVATION
Simplified Explanation
The abstract describes a system for activating a contactless card through a web browser, including decrypting a cryptogram and transitioning the card to an active payment state.
- The server transmits a web page to a client device with a web browser.
- The server receives a request from the web browser to activate a contactless card, including a cryptogram.
- The server decrypts the cryptogram using a key associated with the card.
- Based on the decryption, the server transitions the card from inactive to active payment state.
- An indication is then transmitted to the web page to activate a payment applet on the card.
Potential Applications
This technology could be applied in various industries such as banking, retail, transportation, and access control systems.
Problems Solved
This technology simplifies the process of activating contactless cards, providing a secure and efficient method for users.
Benefits
The system offers a convenient way for users to activate their contactless cards remotely, reducing the need for physical interactions.
Potential Commercial Applications
"Enhancing Contactless Card Activation Process for Improved User Experience"
Possible Prior Art
There may be existing systems for activating contactless cards, but the specific method described in this patent application may be novel.
Unanswered Questions
How does the system ensure the security of the decryption process?
The abstract does not provide details on the encryption methods or security measures employed in the decryption process.
Are there any limitations to the types of contactless cards that can be activated using this system?
The abstract does not specify if this system is compatible with all types of contactless cards or if there are any restrictions based on card technology.
Original Abstract Submitted
Systems, apparatuses, computer-readable media, and methods are provided for activating a contactless card. A server may transmit, to a web browser on a client device, a web page. The server may receive, from the web browser, a request to activate a contactless card, the request including a cryptogram. The server may decrypt the cryptogram based on a key associated with the contactless card. The server may transition, based on the decryption of the cryptogram, the contactless card from an inactive payment state to an active payment state. The server may transmit, to the web page and based on the transition of the contactless card from the inactivated payment state to the activated payment state, an indication to activate a payment applet of the contactless card.
