18821249. USING HISTORICAL DATA FOR SUBROGATION ON A DISTRIBUTED LEDGER (State Farm Mutual Automobile Insurance Company)

USING HISTORICAL DATA FOR SUBROGATION ON A DISTRIBUTED LEDGER

Organization Name

State Farm Mutual Automobile Insurance Company

Inventor(s)

William J. Leise of Normal IL (US)

Douglas A. Graff of Mountain View MO (US)

Anthony Mccoy of Normal IL (US)

Jaime Skaggs of Chenoa IL (US)

Shawn M. Call of Bloomington IL (US)

Stacie A. Mccullough of Bloomington IL (US)

Wendy H. Clayton of Franklin TN (US)

Melinda Teresa Magerkurth of Utica IL (US)

Kim E. Flesher of Normal IL (US)

Travis Charles Runge of Heyworth IL (US)

USING HISTORICAL DATA FOR SUBROGATION ON A DISTRIBUTED LEDGER

This abstract first appeared for US patent application 18821249 titled 'USING HISTORICAL DATA FOR SUBROGATION ON A DISTRIBUTED LEDGER

Original Abstract Submitted

Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle accident, in particular, utilizing historical data related to a vehicle or vehicle collisions as part of the subrogation process. An exemplary embodiment may include receiving historical sensor data, such as image, audio, telematics, and/or autonomous vehicle data, associated with a past vehicle collision; inputting the historical sensor data into a machine learning program to determine data relevant to a past vehicle collision; receiving current sensor data associated with a current vehicle collision; inputting the current sensor data into the machine learning program to determine data relevant to the current vehicle collision; and determining a percentage of fault of the vehicle collision for one or more autonomous vehicles, autonomous vehicle systems, and/or drivers based upon, at least in part, analysis of the historical sensor data and the current sensor data.