18210312. INTELLIGENT SYSTEM FOR DYNAMIC DETECTION OF APPLICATION SUBMISSIONS CREATED BY AUTONOMOUS SOFTWARE PROGRAMS (BANK OF AMERICA CORPORATION)

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INTELLIGENT SYSTEM FOR DYNAMIC DETECTION OF APPLICATION SUBMISSIONS CREATED BY AUTONOMOUS SOFTWARE PROGRAMS

Organization Name

BANK OF AMERICA CORPORATION

Inventor(s)

Saurabh Garg of Faridabad (IN)

Abhijit Behera of Hyderabad (IN)

Paul Martin Mattison of Sherrills Ford NC (US)

Maneesh Sethia of Hyderabad (IN)

INTELLIGENT SYSTEM FOR DYNAMIC DETECTION OF APPLICATION SUBMISSIONS CREATED BY AUTONOMOUS SOFTWARE PROGRAMS

This abstract first appeared for US patent application 18210312 titled 'INTELLIGENT SYSTEM FOR DYNAMIC DETECTION OF APPLICATION SUBMISSIONS CREATED BY AUTONOMOUS SOFTWARE PROGRAMS



Original Abstract Submitted

Artificial intelligence, in the form of machine-learning models, are implemented to dynamically detect when an online or mobile app application is being filled-out/submitted by an autonomous software program/bot (e.g., an invalid application submission), as opposed to a human (i.e., a valid application submission). Telemetry data is captured from the mobile application or web/online application that is indicative as to whether the application forms are being filled-out by a human or an autonomous software program. The telemetry data is applied to machine learning models to determine if the telemetry data results in a recognized pattern that indicates autonomous software program data entry or, conversely, human data entry. In the event that an application submission is determined to be filled-out by an autonomous software program/bot, subsequent submission and/or further processing of the application is denied.