18679333. AUTHENTICATION SYSTEM AND METHOD (Wells Fargo Bank, N.A.)

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AUTHENTICATION SYSTEM AND METHOD

Organization Name

Wells Fargo Bank, N.A.

Inventor(s)

Alexander Zaharopoulos Hughes of San Francisco CA (US)

AUTHENTICATION SYSTEM AND METHOD

This abstract first appeared for US patent application 18679333 titled 'AUTHENTICATION SYSTEM AND METHOD



Original Abstract Submitted

A method includes: receiving an indication that a user has requested to perform an activity requiring authorization; generating an authentication path for presentation to the user, the authentication path comprising a first portion and a second portion, the first portion of the authentication path comprising at least one first authentication challenge, the second portion of the authentication path comprising at least one second authentication challenge and being presented to the user after a first valid response to the at least one first authentication challenge has been provided; determining that the user provided a second valid response to the second portion of the authentication path; and, responsive to determining that the user provided the second valid response to the second portion of the authentication path, authorizing, by the one or more processors, the user to perform the activity requiring authorization.