Visa International Service Association (20240378271). ADAPTIVE RECOVERY FOR DIGITAL IDENTITY PLATFORM simplified abstract

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ADAPTIVE RECOVERY FOR DIGITAL IDENTITY PLATFORM

Organization Name

Visa International Service Association

Inventor(s)

Mihai Christodorescu of Belmont CA (US)

Sunpreet Singh Arora of Union City CA (US)

Maliheh Shirvanian of Cupertino CA (US)

ADAPTIVE RECOVERY FOR DIGITAL IDENTITY PLATFORM - A simplified explanation of the abstract

This abstract first appeared for US patent application 20240378271 titled 'ADAPTIVE RECOVERY FOR DIGITAL IDENTITY PLATFORM

Simplified Explanation

The patent application describes a method for a digital identity computer to process a resource request by receiving a request from a user device, determining the identity attributes needed, computing an authentication score, and granting access to the requested resource after authentication.

Key Features and Innovation

  • Method for processing resource requests with identity attributes
  • Authentication score computation based on sensitivity and rarity of attributes
  • Granting access to resources based on authentication process

Potential Applications

This technology can be applied in various industries such as:

  • Cybersecurity
  • Financial services
  • Healthcare
  • E-commerce

Problems Solved

  • Enhances security by verifying user identity
  • Streamlines access to resources based on authentication score
  • Reduces the risk of unauthorized access

Benefits

  • Improved user authentication process
  • Enhanced security measures
  • Efficient resource access control

Commercial Applications

  • Secure login systems for online platforms
  • Identity verification services for financial institutions
  • Access control solutions for sensitive data storage

Prior Art

Readers can explore prior art related to digital identity verification systems, authentication methods, and resource access control technologies.

Frequently Updated Research

Stay updated on advancements in digital identity verification systems, authentication technologies, and cybersecurity measures.

Questions about Digital Identity Verification

How does the authentication score computation enhance security measures?

The authentication score computation evaluates the sensitivity and rarity of identity attributes, providing a more robust authentication process.

What are the potential implications of this technology in the financial services industry?

This technology can improve identity verification processes for financial transactions, reducing the risk of fraud and unauthorized access.


Original Abstract Submitted

a method, performed by a digital identity computer, for processing a resource request is disclosed. the method includes receiving. from a user device operated by a user, a resource request and indication of identity attributes needed to process the resource request. the digital identity computer may then retrieve an identity token associated with the user and compute an authentication score based on the sensitivity and rarity of the identity attributes indicated. the authentication score can be used to determine an authentication process. after determining and executing the authentication process with the user device, the digital identity computer may then grant the user device access to the resource requested.