18133782. SYSTEMS AND METHODS FOR DIGITAL ENROLLMENT RESPONSIVE TO SATISFYING PREDETERMINED CONDITIONS simplified abstract (Capital One Services, LLC)
Contents
SYSTEMS AND METHODS FOR DIGITAL ENROLLMENT RESPONSIVE TO SATISFYING PREDETERMINED CONDITIONS
Organization Name
Inventor(s)
Lesley Newton of Richmond VA (US)
Daniel Pick of Falls Church VA (US)
Emily Smith of Washington DC (US)
SYSTEMS AND METHODS FOR DIGITAL ENROLLMENT RESPONSIVE TO SATISFYING PREDETERMINED CONDITIONS - A simplified explanation of the abstract
This abstract first appeared for US patent application 18133782 titled 'SYSTEMS AND METHODS FOR DIGITAL ENROLLMENT RESPONSIVE TO SATISFYING PREDETERMINED CONDITIONS
Simplified Explanation:
This patent application describes a process where a mobile device can receive information from a contactless card, access a web page, verify user identity, and enroll the contactless card for digital access to a customer account via a mobile application.
Key Features and Innovation:
- Mobile device receives network address from contactless card
- Accesses web page at network address
- Receives cryptogram from contactless card
- Identifies customer account associated with contactless card
- Verifies phone number of mobile device with customer account
- Enrolls contactless card with mobile application for digital access to customer account
Potential Applications: This technology could be used in secure digital access systems for customer accounts, payment processing, and authentication processes.
Problems Solved: This technology addresses the need for secure and convenient digital access to customer accounts using contactless cards and mobile devices.
Benefits: The benefits of this technology include enhanced security, ease of access, and streamlined authentication processes for customer accounts.
Commercial Applications: Potential commercial applications of this technology include mobile banking, e-commerce platforms, and secure access control systems.
Prior Art: Readers can start their search for prior art related to this technology by looking into patents or research related to contactless card technology, mobile device authentication, and digital access systems.
Frequently Updated Research: Stay updated on research related to advancements in contactless technology, mobile security, and digital authentication methods to enhance the capabilities of this technology.
Questions about the Technology: 1. What are the potential security implications of using contactless cards for digital access? 2. How does this technology improve user experience in accessing customer accounts digitally?
By following these guidelines, you can create a comprehensive, informative, and SEO-optimized article on this innovative technology.
Original Abstract Submitted
A mobile device can receive a network address from a contactless card, access a web page at the network address, receive a cryptogram from the contactless card, identify a customer account associated with the contactless card, and verify that a phone number of the mobile device is associated with the customer account. When the phone number of the mobile device has been verified as being associated with the customer account, the mobile device can receive user input for accessing the customer account and enroll the contactless card with the mobile application for digitally accessing the customer account via the mobile application.
