Capital one services, llc (20240346515). SYSTEM AND METHOD FOR AUGMENTED REALITY DISPLAY OF ACCOUNT INFORMATION simplified abstract
Contents
- 1 SYSTEM AND METHOD FOR AUGMENTED REALITY DISPLAY OF ACCOUNT INFORMATION
- 1.1 Organization Name
- 1.2 Inventor(s)
- 1.3 SYSTEM AND METHOD FOR AUGMENTED REALITY DISPLAY OF ACCOUNT INFORMATION - A simplified explanation of the abstract
- 1.4 Simplified Explanation
- 1.5 Key Features and Innovation
- 1.6 Potential Applications
- 1.7 Problems Solved
- 1.8 Benefits
- 1.9 Commercial Applications
- 1.10 Prior Art
- 1.11 Frequently Updated Research
- 1.12 Questions about Augmented Reality Account Verification System for Transaction Cards
- 1.13 Original Abstract Submitted
SYSTEM AND METHOD FOR AUGMENTED REALITY DISPLAY OF ACCOUNT INFORMATION
Organization Name
Inventor(s)
Jeffrey Rule of Chevy Chase MD (US)
SYSTEM AND METHOD FOR AUGMENTED REALITY DISPLAY OF ACCOUNT INFORMATION - A simplified explanation of the abstract
This abstract first appeared for US patent application 20240346515 titled 'SYSTEM AND METHOD FOR AUGMENTED REALITY DISPLAY OF ACCOUNT INFORMATION
Simplified Explanation
The patent application describes a method for displaying augmented reality images of account information on a transaction card without visible markings. By capturing and analyzing the card's background pattern, the system verifies the cardholder's account and displays relevant information through augmented reality.
- The method involves capturing and processing real-time images of the card's background pattern.
- Communication is established between the user device and the card processor on the transaction card upon verification.
- An encrypted verification block is received and an authentication request is sent to an authentication server.
- Upon positive authentication, an augmented reality image with account indicia is displayed over the card's background pattern.
Key Features and Innovation
- Verification of cardholder account without visible markings.
- Use of augmented reality to display account information.
- Secure communication between user device, card processor, and authentication server.
Potential Applications
This technology can be applied in the banking and financial sectors for secure transactions and account verification. It can also be used in retail for loyalty programs and personalized offers.
Problems Solved
- Ensures secure verification of account information without physical markings on the card.
- Enhances user experience by providing real-time augmented reality displays.
Benefits
- Improved security for transaction cards.
- Enhanced user experience through augmented reality technology.
- Streamlined authentication process for cardholder accounts.
Commercial Applications
- "Augmented Reality Account Verification System for Transaction Cards"
- Potential commercial uses include banking, retail, and other industries requiring secure account verification.
- Market implications include increased trust and security for customers using transaction cards.
Prior Art
There may be prior art related to augmented reality applications in the banking and retail sectors. Researchers can explore existing patents and publications in these areas for further information.
Frequently Updated Research
Researchers may find updated studies on augmented reality technology, secure transactions, and authentication methods relevant to this innovation.
Questions about Augmented Reality Account Verification System for Transaction Cards
How does this technology improve security for transaction cards?
This technology enhances security by verifying account information without visible markings, reducing the risk of fraud.
What are the potential commercial applications of this innovation?
The technology can be applied in banking, retail, and other industries for secure account verification and personalized customer experiences.
Original Abstract Submitted
a method is provided for displaying an augmented reality image of account information associated with an indicialess transaction card having a card surface with a background pattern applied thereto. a real-time image of the card surface is captured and processed to determine if the background pattern matches a card background pattern associated with a cardholder account. responsive to a positive determination, communication is established between the user device processor and a card processor carried by the indicialess transaction card. the user device processor receives from the card processor an encrypted verification block and transmits, to an authentication server, an authentication request including the verification block. responsive to receiving a positive authentication response, the user device constructs an augmented reality image comprising account indicia and displays the augmented reality image superimposed over the real-time image of the background pattern on the card surface of the indicialess transaction card.
