Capital one services, llc (20240346264). SYSTEMS AND METHODS FOR DIGITAL ENROLLMENT RESPONSIVE TO SATISFYING PREDETERMINED CONDITIONS simplified abstract
Contents
SYSTEMS AND METHODS FOR DIGITAL ENROLLMENT RESPONSIVE TO SATISFYING PREDETERMINED CONDITIONS
Organization Name
Inventor(s)
Lesley Newton of Richmond VA (US)
Daniel Pick of Falls Church VA (US)
Emily Smith of Washington DC (US)
SYSTEMS AND METHODS FOR DIGITAL ENROLLMENT RESPONSIVE TO SATISFYING PREDETERMINED CONDITIONS - A simplified explanation of the abstract
This abstract first appeared for US patent application 20240346264 titled 'SYSTEMS AND METHODS FOR DIGITAL ENROLLMENT RESPONSIVE TO SATISFYING PREDETERMINED CONDITIONS
Simplified Explanation: This patent application describes a method where a mobile device can interact with a contactless card to access a customer account digitally via a mobile application.
Key Features and Innovation:
- Mobile device receives network address from contactless card
- Accesses web page at the network address
- Receives cryptogram from contactless card
- Identifies customer account associated with the contactless card
- Verifies phone number of the mobile device with the customer account
- Enrolls contactless card with the mobile application for accessing the customer account digitally
Potential Applications: This technology can be used in various industries such as banking, retail, transportation, and healthcare for secure and convenient access to customer accounts.
Problems Solved: This technology streamlines the process of accessing customer accounts digitally and enhances security by verifying the association of the mobile device with the customer account.
Benefits: The benefits of this technology include improved user experience, enhanced security, and increased convenience for customers accessing their accounts digitally.
Commercial Applications: The commercial applications of this technology include mobile banking apps, digital wallets, access control systems, and loyalty programs in retail.
Prior Art: Prior art related to this technology may include patents or research on contactless card technology, mobile device authentication, and digital account access methods.
Frequently Updated Research: Stay updated on advancements in contactless technology, mobile security protocols, and digital account management systems for potential improvements and innovations in this field.
Questions about the Technology: 1. How does this technology improve the security of digital account access? 2. What are the potential challenges in implementing this technology in different industries?
Original Abstract Submitted
a mobile device can receive a network address from a contactless card, access a web page at the network address, receive a cryptogram from the contactless card, identify a customer account associated with the contactless card, and verify that a phone number of the mobile device is associated with the customer account. when the phone number of the mobile device has been verified as being associated with the customer account, the mobile device can receive user input for accessing the customer account and enroll the contactless card with the mobile application for digitally accessing the customer account via the mobile application.
