18183460. System and Methods for a Spatially Aware Ambient Mobile Transaction Protocol simplified abstract (Google LLC)
Contents
- 1 System and Methods for a Spatially Aware Ambient Mobile Transaction Protocol
- 1.1 Organization Name
- 1.2 Inventor(s)
- 1.3 System and Methods for a Spatially Aware Ambient Mobile Transaction Protocol - A simplified explanation of the abstract
- 1.4 Simplified Explanation
- 1.5 Potential Applications
- 1.6 Problems Solved
- 1.7 Benefits
- 1.8 Commercial Applications
- 1.9 Questions about Enabling Frictionless Transactions at Merchant Locations Using Audio Communication
- 1.10 Original Abstract Submitted
System and Methods for a Spatially Aware Ambient Mobile Transaction Protocol
Organization Name
Inventor(s)
Dongeek Shin of San Jose CA (US)
System and Methods for a Spatially Aware Ambient Mobile Transaction Protocol - A simplified explanation of the abstract
This abstract first appeared for US patent application 18183460 titled 'System and Methods for a Spatially Aware Ambient Mobile Transaction Protocol
Simplified Explanation
The patent application describes a system that enables seamless transactions at a merchant location using audio communication. A central hub device sends transaction data to a user's device, estimates the user's location, and triggers the user's device to activate a payment application through an audio key. The central hub device then receives payment data from the user's device and completes the transaction with a payment system.
- Central hub device facilitates frictionless transactions at a merchant location using audio communication
- Estimates user's location and triggers payment application on user's device through an audio key
- Receives payment data from user's device and completes transaction with a payment system
Potential Applications
This technology could be applied in various industries such as retail, hospitality, and transportation to streamline payment processes and enhance user experience. It can also be used in smart home systems for secure and convenient transactions.
Problems Solved
This technology eliminates the need for physical payment methods like cards or cash, reducing the risk of theft or loss. It also simplifies the transaction process for users and merchants, making payments more efficient and secure.
Benefits
- Enhanced user experience with seamless transactions - Increased security with audio-based communication - Simplified payment process for users and merchants - Reduced risk of theft or loss of physical payment methods
Commercial Applications
"Enabling Frictionless Transactions at Merchant Locations Using Audio Communication" can revolutionize the retail industry by providing a secure and efficient payment solution for customers. It can also be integrated into smart devices and systems to enable quick and convenient transactions in various commercial settings.
Questions about Enabling Frictionless Transactions at Merchant Locations Using Audio Communication
How does this technology improve user experience in retail environments?
This technology enhances user experience by simplifying the payment process and providing a secure transaction method without the need for physical payment methods.
What are the potential security implications of using audio-based communication for transactions?
The use of audio-based communication for transactions can enhance security by reducing the risk of theft or fraud associated with physical payment methods.
Original Abstract Submitted
The present disclosure provides computer-implemented methods, systems, and devices for enabling frictionless transactions at a merchant location using audio communication. A central hub device receives transaction notification data describing a transaction with a user computing device. The central hub device accesses one or more location determination signals to estimate a location of the user computing device with the merchant location. The central hub device transmits transaction data to the estimated location of the user computing device using audio-based communications, the transaction data including an audio key that, when detected by the user computing device, causes the user computing device to automatically activate an application for providing payment data. The central hub device receiving transaction payment data from the user computing device. The central hub device executes the transaction by transmitting transaction data to a payment system.
