Capital one services, llc (20240311461). SYSTEM AND METHOD FOR CARD EMULATION ON A WEARABLE DEVICE simplified abstract

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SYSTEM AND METHOD FOR CARD EMULATION ON A WEARABLE DEVICE

Organization Name

capital one services, llc

Inventor(s)

Colin Hart of Washington DC (US)

Lea Cody of Arlington VA (US)

Kaitlin Newman of Washington DC (US)

Jeffrey Rule of Chevy Chase MD (US)

SYSTEM AND METHOD FOR CARD EMULATION ON A WEARABLE DEVICE - A simplified explanation of the abstract

This abstract first appeared for US patent application 20240311461 titled 'SYSTEM AND METHOD FOR CARD EMULATION ON A WEARABLE DEVICE

Simplified Explanation

The patent application describes systems and methods for card emulation on wearable devices. This technology allows wearable devices to mimic the functionality of contactless cards, enabling transactions without the physical card.

  • Contactless card and wearable device communicate wirelessly.
  • Wearable device receives data from the contactless card.
  • Wearable device emulates the applet of the contactless card to complete transactions.

Key Features and Innovation

  • Contactless card and wearable device communication field.
  • Data transfer from contactless card to wearable device.
  • Emulation of contactless card applet on wearable device for transactions.

Potential Applications

This technology can be used in various industries such as:

  • Retail for contactless payments.
  • Transportation for ticketing.
  • Access control systems for secure entry.

Problems Solved

  • Eliminates the need to carry physical contactless cards.
  • Enhances convenience and security for transactions.
  • Enables seamless integration of contactless technology into wearable devices.

Benefits

  • Improved convenience for users.
  • Enhanced security for transactions.
  • Simplified payment processes.

Commercial Applications

  • Retail industry for contactless payments.
  • Transportation sector for ticketing solutions.
  • Access control systems for secure entry points.

Questions about Card Emulation on Wearables

How does card emulation on wearables improve user experience?

Card emulation on wearables enhances user experience by providing a convenient and secure way to complete transactions without the need for physical cards. This technology streamlines payment processes and offers added security features.

What are the potential security implications of using card emulation on wearables?

The use of card emulation on wearables introduces new security measures to protect user data and transactions. By leveraging contactless technology, wearable devices can implement encryption and authentication protocols to ensure secure transactions.


Original Abstract Submitted

systems and methods for card emulation on wearables devices are provided. exemplary systems include a contactless card and a wearable device. a communication field can open between the contactless card and the wearable device. the wearable device can receive data from the contactless card. the wearable device can emulate an applet of the contactless card, allowing the wearable device to use the applet information to complete transactions that would otherwise require the contactless card.