Capital one services, llc (20240311456). SYSTEM AND METHOD FOR SECURE AUTHENTICATION WITH BEHAVIORAL BIOMETRICS simplified abstract
Contents
SYSTEM AND METHOD FOR SECURE AUTHENTICATION WITH BEHAVIORAL BIOMETRICS
Organization Name
Inventor(s)
Jennifer Kwok of Brooklyn NY (US)
Phoebe Atkins of Midlothian VA (US)
Viraj Chaudhary of Katy TX (US)
Leeyat Bracha Tessler of Arlington VA (US)
Tyler Maiman of Melville NY (US)
Ray Cheng of Long Island City NY (US)
Vyjayanthi Vadrevu of Pflugerville TX (US)
Michael Saia of Weehawken NJ (US)
SYSTEM AND METHOD FOR SECURE AUTHENTICATION WITH BEHAVIORAL BIOMETRICS - A simplified explanation of the abstract
This abstract first appeared for US patent application 20240311456 titled 'SYSTEM AND METHOD FOR SECURE AUTHENTICATION WITH BEHAVIORAL BIOMETRICS
The present embodiments disclose systems and methods for authenticating a user with behavioral biometrics associated with a card. The card includes an accelerometer to measure the orientation of the card body. The system includes the card and a software application. The software application generates a user profile based on observed card biometrics and determines if a recent transaction significantly deviates from the profile.
- The innovation involves using behavioral biometrics associated with a card, such as orientation measured by an accelerometer, for user authentication.
- A software application generates a user profile based on observed card biometrics and compares it to recent transaction data to detect deviations.
- This technology enhances security by adding an additional layer of authentication based on unique user behavior with the card.
- The system can help prevent unauthorized transactions by detecting suspicious activity that deviates from the user's established profile.
- By utilizing behavioral biometrics, this innovation offers a more secure and personalized method of user authentication for card transactions.
Potential Applications: - Financial institutions for secure card transactions - Access control systems for buildings or restricted areas - E-commerce platforms for enhanced user verification
Problems Solved: - Enhances security for card transactions - Prevents unauthorized access or fraudulent activities - Provides a more personalized and reliable authentication method
Benefits: - Improved security for card transactions - Enhanced user authentication with behavioral biometrics - Prevention of unauthorized access and fraudulent transactions
Commercial Applications: Title: Enhanced User Authentication System for Card Transactions This technology can be utilized by financial institutions, access control companies, and e-commerce platforms to enhance security and prevent unauthorized transactions. The market implications include increased trust from users and reduced financial losses due to fraud.
Prior Art: While there may be prior art related to user authentication systems for card transactions, the specific use of behavioral biometrics associated with a card's orientation for authentication may be a novel approach worth exploring further.
Frequently Updated Research: Researchers may be exploring advancements in behavioral biometrics technology, such as improving accuracy and efficiency in user authentication systems. Stay updated on the latest developments in this field to enhance the effectiveness of this technology.
Questions about User Authentication with Behavioral Biometrics: 1. How does the use of behavioral biometrics enhance user authentication compared to traditional methods? - Behavioral biometrics provide a more personalized and secure authentication method based on unique user behavior patterns, adding an extra layer of security to transactions.
2. What are the potential challenges or limitations of using behavioral biometrics for user authentication? - Some challenges may include ensuring the accuracy and reliability of the biometric data collected, as well as addressing privacy concerns related to storing and analyzing user behavior data.
Original Abstract Submitted
the present embodiments disclose systems and methods for authenticating a user with behavioral biometrics associated with a card. the card includes an accelerometer configured to measure the orientation of the card body. the system includes the card and a software application. the software application generates a user profile based on observed card biometrics, then determines whether a recent transaction significantly deviates from the profile.
- Capital one services, llc
- Jennifer Kwok of Brooklyn NY (US)
- Phoebe Atkins of Midlothian VA (US)
- Viraj Chaudhary of Katy TX (US)
- Leeyat Bracha Tessler of Arlington VA (US)
- Tyler Maiman of Melville NY (US)
- Ray Cheng of Long Island City NY (US)
- Vyjayanthi Vadrevu of Pflugerville TX (US)
- Michael Saia of Weehawken NJ (US)
- G06F21/32
- CPC G06F21/32