Plaid Inc. patent applications on September 12th, 2024
Patent Applications by Plaid Inc. on September 12th, 2024
Plaid Inc.: 3 patent applications
Plaid Inc. has applied for patents in the areas of G06F16/2453 (2), G06F16/2455 (2), G06N5/022 (2), G06F16/2457 (1), G06Q20/38 (1) G06F16/24542 (1), G06F16/24578 (1), G06Q20/38215 (1)
With keywords such as: data, aggregator, indication, digital, account, new, receive, record, pulls, and information in patent application abstracts.
Patent Applications by Plaid Inc.
20240303237. PREDICTING DATA AVAILABILITY AND SCHEDULING DATA PULLS_simplified_abstract_(plaid inc.)
Inventor(s): Vivek Manoj GANDHI of New York NY (US) for plaid inc., Jeremy MASON-HERR of Santa Cruz CA (US) for plaid inc., Maksim ROZEN of New York NY (US) for plaid inc.
IPC Code(s): G06F16/2453, G06F16/2455, G06N5/022
CPC Code(s): G06F16/24542
Abstract: in some implementations, a data aggregator may receive an indication associated with a data record. the data aggregator may apply a model to the indication to generate a prediction regarding when new information associated with the data record will be available. based on the prediction, the data aggregator may refrain from requesting new information and may schedule a pull for new information associated with the data record for a later time. additionally, or alternatively, the data aggregator may receive an indication associated with a plurality of data pulls that are associated with a plurality of data records and may receive an indication of a rate limit associated with a host for the plurality of data records. the data aggregator may apply rules to generate a ranking of the plurality of data pulls and may schedule the plurality of data pulls based on the ranking and the rate limit.
20240303244. PREDICTING DATA AVAILABILITY AND SCHEDULING DATA PULLS_simplified_abstract_(plaid inc.)
Inventor(s): Vivek Manoj GANDHI of New York City NY (US) for plaid inc., Jeremy MASON-HERR of Santa Cruz CA (US) for plaid inc., Maksim ROZEN of New York NY (US) for plaid inc.
IPC Code(s): G06F16/2457, G06F16/2453, G06F16/2455, G06N5/022
CPC Code(s): G06F16/24578
Abstract: in some implementations, a data aggregator may receive an indication associated with a data record. the data aggregator may apply a model to the indication to generate a prediction regarding when new information associated with the data record will be available. based on the prediction, the data aggregator may refrain from requesting new information and may schedule a pull for new information associated with the data record for a later time. additionally, or alternatively, the data aggregator may receive an indication associated with a plurality of data pulls that are associated with a plurality of data records and may receive an indication of a rate limit associated with a host for the plurality of data records. the data aggregator may apply rules to generate a ranking of the plurality of data pulls and may schedule the plurality of data pulls based on the ranking and the rate limit.
Inventor(s): Eric MORSE of San Francisco CA (US) for plaid inc., Max JOHNSON of San Francisco CA (US) for plaid inc., Austin Lin GIBBONS of San Francisco CA (US) for plaid inc., Kevin HU of San Francisco CA (US) for plaid inc., Samir NAIK of San Francisco CA (US) for plaid inc.
IPC Code(s): G06Q20/38, G06N20/00, G06Q20/40
CPC Code(s): G06Q20/38215
Abstract: a system and method for assessing digital interactions with a digital third party accounts can include receiving user account credentials for authentication with an external computing system, storing the user account credentials in association with a authentication token and communicating the authentication token to a computing device of an external application service; receiving, through a programmatic communication interface, a request that references the authentication token and digital interaction details; programmatically authenticating, using the stored user account credentials, as a user account with the external computing system and retrieving account data; processing the account data in combination with the digital interaction details and thereby generating a digital interact assessment; and initiating execution of a digital interaction based in part on the digital interaction assessment.
