18159514. AUTHENTICATION USING WORDS AS A SINGLE-USE PASSCODE simplified abstract (Oracle International Corporation)

AUTHENTICATION USING WORDS AS A SINGLE-USE PASSCODE

Organization Name

Oracle International Corporation

Inventor(s)

Kent Arthur Spaulding of Portland OR (US)

Kenneth Joseph Meltsner of Portland OR (US)

AUTHENTICATION USING WORDS AS A SINGLE-USE PASSCODE - A simplified explanation of the abstract

This abstract first appeared for US patent application 18159514 titled 'AUTHENTICATION USING WORDS AS A SINGLE-USE PASSCODE

The present disclosure introduces a multiple factor authentication process using text passcodes. This process involves verifying a user through an authentication credential sent via one communication channel, followed by a second verification using a word or textual phrase sent through a different channel. The word or phrase can be a single-use token provided in text or audio format.

• Utilizes multiple factors for user authentication
• Involves verification through authentication credential via one communication channel
• Followed by a second verification using a word or textual phrase via a different channel
• Word or phrase can be a single-use token provided in text or audio format
• Enhances security by adding an additional layer of verification

Potential Applications: - Online banking - E-commerce platforms - Secure access to sensitive information - Two-factor authentication systems

Problems Solved: - Improves security by adding multiple layers of verification - Reduces the risk of unauthorized access to accounts or information

Benefits: - Enhanced security for user accounts - Increased protection against unauthorized access - Improved user trust and confidence in the authentication process

Commercial Applications: Title: Enhanced Security Solutions for Online Platforms This technology can be utilized by online banking institutions, e-commerce platforms, and other online services to enhance the security of user accounts and protect sensitive information from unauthorized access. The market implications include increased user trust and confidence in the platform, leading to higher user retention rates and customer satisfaction.

Questions about Multiple Factor Authentication: 1. How does multiple factor authentication improve security compared to traditional single-factor methods? Multiple factor authentication enhances security by requiring users to provide multiple forms of verification, making it more difficult for unauthorized individuals to access accounts or sensitive information.

2. What are the potential drawbacks of implementing multiple factor authentication for users? While multiple factor authentication enhances security, it can also lead to user inconvenience and potential issues with accessibility for individuals who may have difficulty with certain verification methods.

Original Abstract Submitted

The present disclosure provide a multiple factor authentication process using text passcodes. A process performs a first verification of a user using an authentication credential transmitted via a first communication channel. Based on successfully performing the first verification, the process performs a second verification using a word or a textual phrase transmitted to the user via a different communication channel. The word or textual phrase can be a single-use, limited-time token provided as text or audio.