Mobile Payment Systems Patent Application Trends 2024

Mobile Payment Systems patent applications in 2024

Top Technology Areas in Mobile Payment Systems

Top CPC Codes

• G06Q20/36 (using electronic wallets or electronic money safes)
  • Count: 19 patents
  • Example: 20240106651. METHOD OF EXITING A NON-FUNGIBLE TOKEN BLOCKCHAIN simplified abstract (The Everest Project LLC)
• G06Q2220/00 (Business processing using cryptography (postage metering system using cryptography)
  • Count: 17 patents
  • Example: 20240232826. Blockchain Cross-Chain Non-Fungible Token Exchange simplified abstract (Frontage Road Holdings, LLC)
• G06Q20/3829 ({involving key management})
  • Count: 15 patents
  • Example: 20240232826. Blockchain Cross-Chain Non-Fungible Token Exchange simplified abstract (Frontage Road Holdings, LLC)
• G06Q20/3674 ({involving authentication})
  • Count: 14 patents
  • Example: 20240232860. Method and System for Transferring a Digital Asset and for Managing a Digital Wallet Application simplified abstract (IMAGENPAY UK LIMITED)
• H04L9/50 (TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION (arrangements common to telegraphic and telephonic communication)
  • Count: 10 patents
  • Example: 20240232826. Blockchain Cross-Chain Non-Fungible Token Exchange simplified abstract (Frontage Road Holdings, LLC)
• G06Q20/3678 ({e-cash details, e.g. blinded, divisible or detecting double spending})
  • Count: 10 patents
  • Example: 20240232860. Method and System for Transferring a Digital Asset and for Managing a Digital Wallet Application simplified abstract (IMAGENPAY UK LIMITED)
• G06Q20/389 ({Keeping log of transactions for guaranteeing non-repudiation of a transaction})
  • Count: 10 patents
  • Example: 20240013172. Blockchain Supported Resource Transfer Communication Protocol simplified abstract (Block, Inc.)
• G06Q20/363 ({with the personal data of a user})
  • Count: 9 patents
  • Example: 20240127204. INSTANT DIGITAL ISSUANCE simplified abstract (First Data Corporation)
• G06Q20/02 (involving a neutral party, e.g. certification authority, notary or trusted third party [TTP])
  • Count: 9 patents
  • Example: 20240127232. SYSTEMS AND METHODS FOR IMPROVED ELECTRONIC TRANSFER OF RESOURCES VIA A BLOCKCHAIN simplified abstract (Centbee (Pty) Ltd.)
• G06Q20/3278 ({RFID or NFC payments by means of M-devices})
  • Count: 9 patents
  • Example: 20240104548. SYSTEMS AND METHODS FOR FACILITATING A TRANSACTION USING A VIRTUAL CARD ON A MOBILE DEVICE simplified abstract (sticky.io, Inc.)

Top Companies in Mobile Payment Systems

The Everest Project LLC

• Number of Mobile Payment Systems patents: 5
• Top CPC codes:
  • G06Q20/3829 ({involving key management}): 3 patents
  • G06Q20/36 (using electronic wallets or electronic money safes): 2 patents
  • H04L9/50 (TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION (arrangements common to telegraphic and telephonic communication): 2 patents
• Recent patents:
  • 20240104559. METHOD AND APPARATUS FOR SECURING BLOCKCHAIN KEYS simplified abstract (The Everest Project LLC) (20240328)
  • 20240106651. METHOD OF EXITING A NON-FUNGIBLE TOKEN BLOCKCHAIN simplified abstract (The Everest Project LLC) (20240328)
  • 20240106671. METHOD AND APPARATUS FOR CONTROLLING TITLE TO A PHYSICAL OBJECT simplified abstract (The Everest Project LLC) (20240328)

Disney Enterprises, Inc.

• Number of Mobile Payment Systems patents: 5
• Top CPC codes:
  • G06Q20/3829 ({involving key management}): 3 patents
  • G06Q2220/00 (Business processing using cryptography (postage metering system using cryptography): 3 patents
  • G06Q20/36 (using electronic wallets or electronic money safes): 2 patents
• Recent patents:
  • 20240020661. SYSTEMS AND METHODS TO GENERATE A DIGITAL ASSET ON A TEMPORARY WALLET AND TRANSFER THE DIGITAL ASSET TO A PERMANENT DIGITAL WALLET simplified abstract (Disney Enterprises, Inc.) (20240118)
  • 20240152909. SYSTEMS AND METHODS TO ADJUST A UNIT OF EXPERIENCE BASED ON DIGITAL ASSETS OF USERS simplified abstract (Disney Enterprises, Inc.) (20240509)
  • 20240046268. SYSTEMS AND METHODS TO PRODUCE A PHYSICAL ARTICLE THAT PROVIDES ADMISSION AUTHORIZATION TO AN EVENT WHICH CORRELATES TO A DIGITAL ASSET FROM A TEMPORARY WALLET simplified abstract (Disney Enterprises, Inc.) (20240208)

Capital One Services, LLC

• Number of Mobile Payment Systems patents: 5
• Top CPC codes:
  • H04L9/50 (TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION (arrangements common to telegraphic and telephonic communication): 2 patents
  • G06Q20/4015 ({Transaction verification}): 2 patents
  • G06Q20/3678 ({e-cash details, e.g. blinded, divisible or detecting double spending}): 1 patents
• Recent patents:
  • 20240007310. SYSTEMS AND METHODS FOR INTEGRATING BLOCKCHAIN FUNCTIONS AND EXTERNAL SYSTEMS FOR USE IN SECURE ENCRYPTED, COMMUNICATIONS ACROSS DISPARATE COMPUTER NETWORK simplified abstract (Capital One Services, LLC) (20240104)
  • 20240177138. Dynamic Virtual Transaction Card Management System simplified abstract (Capital One Services, LLC) (20240530)
  • 20240046272. SYSTEMS AND METHODS FOR BYPASSING CONTACTLESS PAYMENT TRANSACTION LIMIT simplified abstract (Capital One Services, LLC) (20240208)

Aristocrat Technologies, Inc.

• Number of Mobile Payment Systems patents: 4
• Top CPC codes:
  • G07F17/3237 (for games, toys, sports, or amusements): 2 patents
  • G06Q20/36 (using electronic wallets or electronic money safes): 2 patents
  • G06Q20/3676 ({Balancing accounts}): 2 patents
• Recent patents:
  • 20240062624. UNIFIED JACKPOT SYSTEM FOR PERSONALIZED JACKPOTS simplified abstract (Aristocrat Technologies, Inc.) (20240222)
  • 20240112175. ELECTRONIC ACCOUNT TRANSFERS IN CASINO ENVIRONMENTS simplified abstract (Aristocrat Technologies, Inc.) (20240404)
  • 20240087410. MULTI-CURRENCY DIGITAL WALLETS AND GAMING ARCHITECTURES simplified abstract (Aristocrat Technologies, Inc.) (20240314)

Visa International Service Association

• Number of Mobile Payment Systems patents: 3
• Top CPC codes:
  • G06Q20/3572 ({Multiple accounts on card}): 1 patents
  • G06K19/0723 ({the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs}): 1 patents
  • G06Q20/3674 ({involving authentication}): 1 patents
• Recent patents:
  • 20240185220. TWO PAYMENT ACCOUNT NUMBERS IN ONE CARD simplified abstract (Visa International Service Association) (20240606)
  • 20240005308. SYSTEM AND METHOD FOR A CROSS-PLATFORM KEY ACROSS DIGITAL WALLET PROVIDERS simplified abstract (Visa International Service Association) (20240104)
  • 20240029065. METHOD AND SYSTEM FOR FEDERATED VIRTUAL CARD simplified abstract (Visa International Service Association) (20240125)

JPMORGAN CHASE BANK, N.A.

• Number of Mobile Payment Systems patents: 3
• Top CPC codes:
  • G06Q20/3674 ({involving authentication}): 2 patents
  • G06Q20/40145 ({Biometric identity checks}): 1 patents
  • G06Q2220/00 (Business processing using cryptography (postage metering system using cryptography): 1 patents
• Recent patents:
  • 20240144247. SYSTEMS AND METHODS FOR INTEGRATED DIGITAL WALLET PAYMENTS simplified abstract (JPMORGAN CHASE BANK, N.A.) (20240502)
  • 20240169345. SYSTEMS AND METHODS FOR ENHANCING DIGITAL WALLET SECURITY simplified abstract (JPMORGAN CHASE BANK, N.A.) (20240523)
  • 20240095717. SYSTEMS AND METHODS FOR DYNAMIC INCLUSION OF ENHANCED DATA IN TRANSACTIONS simplified abstract (JPMORGAN CHASE BANK, N.A.) (20240321)

Truist Bank

• Number of Mobile Payment Systems patents: 3
• Top CPC codes:
  • G06Q20/36 (using electronic wallets or electronic money safes): 2 patents
  • G06Q20/065 ({using e-cash}): 1 patents
  • G06Q20/363 ({with the personal data of a user}): 1 patents
• Recent patents:
  • 20240037515. GRAPHICAL USER INTERFACE AND CARD SYSTEM FOR ENGAGING IN CRYPTOCURRENCY TRANSACTIONS simplified abstract (Truist Bank) (20240201)
  • 20240037536. CRYPTOCURRENCY CARD WITH CUSTOMIZABLE WALLET ASSIGNMENT simplified abstract (Truist Bank) (20240201)
  • 20240193582. CARD CUSTOMIZATION, PERSONALIZED IMAGE simplified abstract (Truist Bank) (20240613)

Frontage Road Holdings, LLC

• Number of Mobile Payment Systems patents: 2
• Top CPC codes:
  • G06Q20/065 ({using e-cash}): 2 patents
  • G06Q20/3829 ({involving key management}): 2 patents
  • H04L9/0643 ({Hash functions, e.g. MD5, SHA, HMAC or f9 MAC}): 2 patents
• Recent patents:
  • 20240232826. Blockchain Cross-Chain Non-Fungible Token Exchange simplified abstract (Frontage Road Holdings, LLC) (20240711)
  • 20240135340. Blockchain Cross-Chain Non-Fungible Token Exchange simplified abstract (Frontage Road Holdings, LLC) (20240425)

IMAGENPAY UK LIMITED

• Number of Mobile Payment Systems patents: 2
• Top CPC codes:
  • G06Q20/3674 ({involving authentication}): 2 patents
  • G06Q20/0658 ({e-cash managed locally}): 2 patents
  • G06Q20/351 ({Virtual cards}): 2 patents
• Recent patents:
  • 20240232860. Method and System for Transferring a Digital Asset and for Managing a Digital Wallet Application simplified abstract (IMAGENPAY UK LIMITED) (20240711)
  • 20240135363. Method and System for Transferring a Digital Asset and for Managing a Digital Wallet Application simplified abstract (IMAGENPAY UK LIMITED) (20240425)

BANK OF AMERICA CORPORATION

• Number of Mobile Payment Systems patents: 2
• Top CPC codes:
  • G06Q2220/00 (Business processing using cryptography (postage metering system using cryptography): 2 patents
  • G06Q20/363 ({with the personal data of a user}): 1 patents
  • H04L63/0407 ({wherein the identity of one or more communicating identities is hidden (cryptographic mechanisms or cryptographic arrangements for anonymous credentials or for identity based cryptographic systems): 1 patents
• Recent patents:
  • 20240013197. SYSTEM FOR OBFUSCATION OF NETWORK IDENTITY TO PREVENT DATA EXFILTRATION simplified abstract (BANK OF AMERICA CORPORATION) (20240111)
  • 20240029056. USER-SIDE NON-FUNGIBLE TOKEN STORAGE USING SUPER NON-VOLATILE RANDOM ACCESS MEMORY simplified abstract (BANK OF AMERICA CORPORATION) (20240125)

New Companies in Mobile Payment Systems (Last Month)

800px

No new companies detected in the last month.

Emerging Technology Areas in Mobile Payment Systems

• G06Q30/0185 ({Product, service or business identity fraud})
  • Count: 1 patents
  • Example: 20240029080. DEVICE AND METHOD FOR AUTHENTICATING PRODUCTS simplified abstract (VERITISE)
• H04L67/146 (Markers for unambiguous identification of a particular session, e.g. session cookie or URL-encoding)
  • Count: 1 patents
  • Example: 20240029064. METHODS AND DEVICES FOR MOBILE PAYMENT TRANSACTIONS WITH A PRODUCT DISPENSER simplified abstract (Wayne Fueling Systems LLC)
• G06F3/0604 (Digital input from, or digital output to, record carriers {, e.g. RAID, emulated record carriers or networked record carriers})
  • Count: 1 patents
  • Example: 20240029056. USER-SIDE NON-FUNGIBLE TOKEN STORAGE USING SUPER NON-VOLATILE RANDOM ACCESS MEMORY simplified abstract (BANK OF AMERICA CORPORATION)
• G06F3/0631 ({by allocating resources to storage systems})
  • Count: 1 patents
  • Example: 20240029056. USER-SIDE NON-FUNGIBLE TOKEN STORAGE USING SUPER NON-VOLATILE RANDOM ACCESS MEMORY simplified abstract (BANK OF AMERICA CORPORATION)
• G06F3/0679 ({Non-volatile semiconductor memory device, e.g. flash memory, one time programmable memory [OTP]})
  • Count: 1 patents
  • Example: 20240029056. USER-SIDE NON-FUNGIBLE TOKEN STORAGE USING SUPER NON-VOLATILE RANDOM ACCESS MEMORY simplified abstract (BANK OF AMERICA CORPORATION)
• G06Q30/0239 ({Online discounts or incentives})
  • Count: 1 patents
  • Example: 20240029042. METHODS AND SYSTEMS FOR WALLET ENROLLMENT simplified abstract (PayPal, Inc.)
• G06K19/06206 (GRAPHICAL DATA READING (image or video recognition or understanding)
  • Count: 1 patents
  • Example: 20240152897. METHODS AND SYSTEMS FOR CONTACTLESS TRANSMISSION OF TRANSACTIONAL INFORMATION simplified abstract (PAYPAL, INC.)
• G06K7/0004 ({Hybrid readers})
  • Count: 1 patents
  • Example: 20240152897. METHODS AND SYSTEMS FOR CONTACTLESS TRANSMISSION OF TRANSACTIONAL INFORMATION simplified abstract (PAYPAL, INC.)
• G07F17/3244 (for games, toys, sports, or amusements)
  • Count: 1 patents
  • Example: 20240087410. MULTI-CURRENCY DIGITAL WALLETS AND GAMING ARCHITECTURES simplified abstract (Aristocrat Technologies, Inc.)
• G06Q40/03 (Credit; Loans; Processing thereof)
  • Count: 1 patents
  • Example: 20240086905. MITIGATION OF CRYPTOGRAPHIC ASSET ATTACKS simplified abstract (Foolproof Labs LLC)

Top Companies in Emerging Mobile Payment Systems Technologies

• BANK OF AMERICA CORPORATION: 3 patents
• PAYPAL, INC.: 2 patents
• Aristocrat Technologies, Inc.: 1 patents
• PayPal, Inc.: 1 patents
• Foolproof Labs LLC: 1 patents
• Wayne Fueling Systems LLC: 1 patents
• VERITISE: 1 patents