Difference between revisions of "Mastercard International Incorporated patent applications published on November 30th, 2023"
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==Patent applications for Mastercard International Incorporated on November 30th, 2023== | ==Patent applications for Mastercard International Incorporated on November 30th, 2023== | ||
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+ | ===METHOD AND SYSTEM FOR MAINTAINING PRIVACY AND COMPLIANCE IN THE USE OF ACCOUNT REISSUANCE DATA ([[US Patent Application 18232408. METHOD AND SYSTEM FOR MAINTAINING PRIVACY AND COMPLIANCE IN THE USE OF ACCOUNT REISSUANCE DATA simplified abstract (Mastercard International Incorporated)|18232408]])=== | ||
+ | |||
+ | |||
+ | '''Main Inventor''' | ||
+ | |||
+ | Andrew REISKIND | ||
+ | |||
+ | |||
+ | ===ARTIFICIAL INTELLIGENCE ENGINE FOR TRANSACTION CATEGORIZATION AND CLASSIFICATION ([[US Patent Application 18324307. ARTIFICIAL INTELLIGENCE ENGINE FOR TRANSACTION CATEGORIZATION AND CLASSIFICATION simplified abstract (Mastercard International Incorporated)|18324307]])=== | ||
+ | |||
+ | |||
+ | '''Main Inventor''' | ||
+ | |||
+ | Yogesh Sakpal | ||
+ | |||
+ | |||
+ | ===ARTIFICIAL INTELLIGENCE ENGINE FOR ENTITY RESOLUTION AND STANDARDIZATION ([[US Patent Application 18324315. ARTIFICIAL INTELLIGENCE ENGINE FOR ENTITY RESOLUTION AND STANDARDIZATION simplified abstract (Mastercard International Incorporated)|18324315]])=== | ||
+ | |||
+ | |||
+ | '''Main Inventor''' | ||
+ | |||
+ | Yogesh Sakpal | ||
+ | |||
+ | |||
+ | ===SYSTEM AND METHOD OF TOKENIZING DEPOSIT ACCOUNT NUMBERS FOR USE AT PAYMENT CARD ACCEPTANCE POINT ([[US Patent Application 18448587. SYSTEM AND METHOD OF TOKENIZING DEPOSIT ACCOUNT NUMBERS FOR USE AT PAYMENT CARD ACCEPTANCE POINT simplified abstract (Mastercard International Incorporated)|18448587]])=== | ||
+ | |||
+ | |||
+ | '''Main Inventor''' | ||
+ | |||
+ | Sandeep Malhotra | ||
+ | |||
+ | |||
+ | ===SYSTEM AND METHOD OF PAYMENT OF MERCHANTS ON BEHALF OF PAYMENT CARD SYSTEM TRANSACTION ACQUIRERS ([[US Patent Application 18449948. SYSTEM AND METHOD OF PAYMENT OF MERCHANTS ON BEHALF OF PAYMENT CARD SYSTEM TRANSACTION ACQUIRERS simplified abstract (Mastercard International Incorporated)|18449948]])=== | ||
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+ | |||
+ | '''Main Inventor''' | ||
+ | |||
+ | Sandeep Malhotra | ||
+ | |||
+ | |||
+ | ===METHOD AND SYSTEM FOR PROCESSING AN ASSET SWAP ACROSS TWO BLOCKCHAINS ([[US Patent Application 17752318. METHOD AND SYSTEM FOR PROCESSING AN ASSET SWAP ACROSS TWO BLOCKCHAINS simplified abstract (Mastercard International Incorporated)|17752318]])=== | ||
+ | |||
+ | |||
+ | '''Main Inventor''' | ||
+ | |||
+ | Saravana Perumal SHANMUGAM | ||
+ | |||
+ | |||
+ | ===AGILE ITERATION FOR DATA MINING USING ARTIFICIAL INTELLIGENCE ([[US Patent Application 18324321. AGILE ITERATION FOR DATA MINING USING ARTIFICIAL INTELLIGENCE simplified abstract (Mastercard International Incorporated)|18324321]])=== | ||
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+ | |||
+ | '''Main Inventor''' | ||
+ | |||
+ | Siddhesh Dongare | ||
+ | |||
+ | |||
+ | ===CONSERVING COMPUTING RESOURCES DURING IDENTITY VALIDATION VIA A LAST USED ACCOUNT ([[US Patent Application 18190086. CONSERVING COMPUTING RESOURCES DURING IDENTITY VALIDATION VIA A LAST USED ACCOUNT simplified abstract (Mastercard International Incorporated)|18190086]])=== | ||
+ | |||
+ | |||
+ | '''Main Inventor''' | ||
+ | |||
+ | Michael D. McCARTHY | ||
+ | |||
+ | |||
+ | ===METHODS AND SYSTEMS FOR REDUCING FALSE POSITIVES FOR FINANCIAL TRANSACTION FRAUD MONITORING USING ARTIFICIAL INTELLIGENCE ([[US Patent Application 17828970. METHODS AND SYSTEMS FOR REDUCING FALSE POSITIVES FOR FINANCIAL TRANSACTION FRAUD MONITORING USING ARTIFICIAL INTELLIGENCE simplified abstract (Mastercard International Incorporated)|17828970]])=== | ||
+ | |||
+ | |||
+ | '''Main Inventor''' | ||
+ | |||
+ | Fariborz Nadi | ||
+ | |||
+ | |||
+ | ===SYSTEMS AND METHODS FOR DETECTING | ||
+ | OUT-OF-PATTERN TRANSACTIONS ([[US Patent Application 18449489. SYSTEMS AND METHODS FOR DETECTING | ||
+ | OUT-OF-PATTERN TRANSACTIONS simplified abstract (Mastercard International Incorporated)|18449489]])=== | ||
+ | |||
+ | |||
+ | '''Main Inventor''' | ||
+ | |||
+ | Christopher John Merz | ||
+ | |||
+ | |||
+ | ===IDENTIFICATION OF FRAUDULENT HEALTHCARE PROVIDERS THROUGH MULTIPRONGED AI MODELING ([[US Patent Application 17828945. IDENTIFICATION OF FRAUDULENT HEALTHCARE PROVIDERS THROUGH MULTIPRONGED AI MODELING simplified abstract (Mastercard International Incorporated)|17828945]])=== | ||
+ | |||
+ | |||
+ | '''Main Inventor''' | ||
+ | |||
+ | Athena Stacy-Nieto | ||
+ | |||
+ | |||
+ | ===SYSTEM, METHOD, AND NON-TRANSITORY COMPUTER-READABLE STORAGE MEDIA FOR RECOMMENDING MERCHANTS ([[US Patent Application 18449500. SYSTEM, METHOD, AND NON-TRANSITORY COMPUTER-READABLE STORAGE MEDIA FOR RECOMMENDING MERCHANTS simplified abstract (Mastercard International Incorporated)|18449500]])=== | ||
+ | |||
+ | |||
+ | '''Main Inventor''' | ||
+ | |||
+ | Christopher J. Merz |
Latest revision as of 14:52, 6 December 2023
Summary of the patent applications from Mastercard International Incorporated on November 30th, 2023
Mastercard International Incorporated has filed several patents recently, covering a range of innovative technologies and systems. These patents aim to improve various aspects of payment processing, fraud detection, consumer identity validation, entity resolution, and blockchain-based asset transfers.
In summary, the patents filed by Mastercard International Incorporated include:
- A computer system that recommends merchants to cardholders based on transaction information and cardholder preferences. - A system for identifying fraudulent healthcare providers using raw claims data and multiple models to calculate risk scores. - An inverse recommender system for detecting unusual payment transactions by analyzing historical payment transaction data. - Techniques for reducing false positives in financial transaction fraud monitoring using machine learning models. - A system for improving consumer identity validation in payment infrastructure by using the last used payment card or account. - Techniques for training entity resolution models using input from users and proof of concept models. - A system for facilitating the transfer of digital assets between different blockchains using a swap check oracle and a central processing server. - Methods and systems for handling transactions in a payment card account system, ensuring accurate and timely payments to merchants. - Techniques for routing payment transactions by translating payment tokens into funding account indicators and bank account numbers. - Techniques for training entity resolution models using raw training data, label dictionaries, and transformer models.
Notable applications include:
- Recommending merchants to cardholders based on transaction data and preferences. - Identifying fraudulent healthcare providers using raw claims data and multiple models. - Detecting unusual payment transactions using historical payment transaction data. - Reducing false positives in financial transaction fraud monitoring using machine learning models. - Improving consumer identity validation in payment infrastructure by using the last used payment card or account. - Facilitating the transfer of digital assets between different blockchains. - Handling transactions in a payment card account system to ensure accurate and timely payments to merchants. - Routing payment transactions by translating payment tokens into funding account indicators and bank account numbers. - Training entity resolution models using raw training data, label dictionaries, and transformer models.
Contents
- 1 Patent applications for Mastercard International Incorporated on November 30th, 2023
- 1.1 METHOD AND SYSTEM FOR MAINTAINING PRIVACY AND COMPLIANCE IN THE USE OF ACCOUNT REISSUANCE DATA (18232408)
- 1.2 ARTIFICIAL INTELLIGENCE ENGINE FOR TRANSACTION CATEGORIZATION AND CLASSIFICATION (18324307)
- 1.3 ARTIFICIAL INTELLIGENCE ENGINE FOR ENTITY RESOLUTION AND STANDARDIZATION (18324315)
- 1.4 SYSTEM AND METHOD OF TOKENIZING DEPOSIT ACCOUNT NUMBERS FOR USE AT PAYMENT CARD ACCEPTANCE POINT (18448587)
- 1.5 SYSTEM AND METHOD OF PAYMENT OF MERCHANTS ON BEHALF OF PAYMENT CARD SYSTEM TRANSACTION ACQUIRERS (18449948)
- 1.6 METHOD AND SYSTEM FOR PROCESSING AN ASSET SWAP ACROSS TWO BLOCKCHAINS (17752318)
- 1.7 AGILE ITERATION FOR DATA MINING USING ARTIFICIAL INTELLIGENCE (18324321)
- 1.8 CONSERVING COMPUTING RESOURCES DURING IDENTITY VALIDATION VIA A LAST USED ACCOUNT (18190086)
- 1.9 METHODS AND SYSTEMS FOR REDUCING FALSE POSITIVES FOR FINANCIAL TRANSACTION FRAUD MONITORING USING ARTIFICIAL INTELLIGENCE (17828970)
- 1.10 IDENTIFICATION OF FRAUDULENT HEALTHCARE PROVIDERS THROUGH MULTIPRONGED AI MODELING (17828945)
- 1.11 SYSTEM, METHOD, AND NON-TRANSITORY COMPUTER-READABLE STORAGE MEDIA FOR RECOMMENDING MERCHANTS (18449500)
Patent applications for Mastercard International Incorporated on November 30th, 2023
METHOD AND SYSTEM FOR MAINTAINING PRIVACY AND COMPLIANCE IN THE USE OF ACCOUNT REISSUANCE DATA (18232408)
Main Inventor
Andrew REISKIND
ARTIFICIAL INTELLIGENCE ENGINE FOR TRANSACTION CATEGORIZATION AND CLASSIFICATION (18324307)
Main Inventor
Yogesh Sakpal
ARTIFICIAL INTELLIGENCE ENGINE FOR ENTITY RESOLUTION AND STANDARDIZATION (18324315)
Main Inventor
Yogesh Sakpal
SYSTEM AND METHOD OF TOKENIZING DEPOSIT ACCOUNT NUMBERS FOR USE AT PAYMENT CARD ACCEPTANCE POINT (18448587)
Main Inventor
Sandeep Malhotra
SYSTEM AND METHOD OF PAYMENT OF MERCHANTS ON BEHALF OF PAYMENT CARD SYSTEM TRANSACTION ACQUIRERS (18449948)
Main Inventor
Sandeep Malhotra
METHOD AND SYSTEM FOR PROCESSING AN ASSET SWAP ACROSS TWO BLOCKCHAINS (17752318)
Main Inventor
Saravana Perumal SHANMUGAM
AGILE ITERATION FOR DATA MINING USING ARTIFICIAL INTELLIGENCE (18324321)
Main Inventor
Siddhesh Dongare
CONSERVING COMPUTING RESOURCES DURING IDENTITY VALIDATION VIA A LAST USED ACCOUNT (18190086)
Main Inventor
Michael D. McCARTHY
METHODS AND SYSTEMS FOR REDUCING FALSE POSITIVES FOR FINANCIAL TRANSACTION FRAUD MONITORING USING ARTIFICIAL INTELLIGENCE (17828970)
Main Inventor
Fariborz Nadi
===SYSTEMS AND METHODS FOR DETECTING
OUT-OF-PATTERN TRANSACTIONS ([[US Patent Application 18449489. SYSTEMS AND METHODS FOR DETECTING
OUT-OF-PATTERN TRANSACTIONS simplified abstract (Mastercard International Incorporated)|18449489]])===
Main Inventor
Christopher John Merz
IDENTIFICATION OF FRAUDULENT HEALTHCARE PROVIDERS THROUGH MULTIPRONGED AI MODELING (17828945)
Main Inventor
Athena Stacy-Nieto
SYSTEM, METHOD, AND NON-TRANSITORY COMPUTER-READABLE STORAGE MEDIA FOR RECOMMENDING MERCHANTS (18449500)
Main Inventor
Christopher J. Merz