American Express Travel Related Services Company, Inc. patent applications published on July 25th, 2024

Summary of the patent applications from American Express Travel Related Services Company, Inc. on July 25th, 2024

1. **Summary**:

  American Express Travel Related Services Company, Inc. has recently filed patents for innovative technologies in the payment network and transaction card sectors. These patents focus on enhancing payment processing efficiency, security, and user experience. The first patent describes a method for integrating payment networks into a supernetwork, streamlining transactions between different networks. The second patent introduces multirail payment accounts for efficient fund allocation and improved processing speed. The third patent involves scheduled transaction processing within payment networks, aiming to automate and streamline transaction routing. Lastly, the fourth patent introduces a transaction card with unique features like illumination antennas for enhanced security and user experience.

2. **Key Points of Patents**:

  - Integration of payment networks into a supernetwork for seamless transactions.
  - Multirail payment accounts for efficient fund allocation and processing speed.
  - Scheduled transaction processing within payment networks for automation.
  - Transaction card with illumination antennas for enhanced security and user experience.

3. **Notable Applications**:

  - Enhanced cross-network payment capabilities for financial institutions and e-commerce platforms.
  - Improved transaction security and efficiency for payment processing companies.
  - Streamlined scheduled transaction processing for financial institutions and e-commerce platforms.
  - Secure transactions and visual identification in various industries like finance, retail, and hospitality.

Patent applications for American Express Travel Related Services Company, Inc. on July 25th, 2024

AUTOMATED SCHEMA LIFECYCLE MANAGEMENT (18100955)

Main Inventor

Timothy Kitipong Hundt

SELF-HEALING DATA CLUSTERS (18101033)

Main Inventor

Karina I. Alvarez Silverstein

ILLUMINATING TRANSACTION CARD (18624351)

Main Inventor

James Bruce Coleman

PAYMENT NETWORK TRANSACTION SCHEDULER (18101046)

Main Inventor

Benjamin J. Cane

MULTIRAIL PAYMENT ACCOUNTS (18100973)

Main Inventor

Benjamin J. Cane

NETWORK REGISTRY FOR PAYMENT NETWORKS (18101373)

Main Inventor

Michael S. Zoratti