View source for JPMorgan Chase Bank, N.A. (20240283785). SYSTEM, METHOD, AND COMPUTER PROGRAM FOR OAUTH OR OIDC OPTIMIZED REGISTRATION simplified abstract

=SYSTEM, METHOD, AND COMPUTER PROGRAM FOR OAUTH OR OIDC OPTIMIZED REGISTRATION=


==Organization Name==

[[:Category:JPMorgan Chase Bank, N.A.|JPMorgan Chase Bank, N.A.]]


[[Category:JPMorgan Chase Bank, N.A.]]

==Inventor(s)==

[[:Category:Neill Clayton-smith of Claymont DE (US)|Neill Clayton-smith of Claymont DE (US)]][[Category:Neill Clayton-smith of Claymont DE (US)]]

[[:Category:Vikrant Kshirsagar of Westerville OH (US)|Vikrant Kshirsagar of Westerville OH (US)]][[Category:Vikrant Kshirsagar of Westerville OH (US)]]

[[:Category:Parul Patidar of Jamesburg NJ (US)|Parul Patidar of Jamesburg NJ (US)]][[Category:Parul Patidar of Jamesburg NJ (US)]]

[[:Category:Prasad Kulkarni of Jersey City NJ (US)|Prasad Kulkarni of Jersey City NJ (US)]][[Category:Prasad Kulkarni of Jersey City NJ (US)]]

[[:Category:Alain Demour of New York NY (US)|Alain Demour of New York NY (US)]][[Category:Alain Demour of New York NY (US)]]

==SYSTEM, METHOD, AND COMPUTER PROGRAM FOR OAUTH OR OIDC OPTIMIZED REGISTRATION - A simplified explanation of the abstract==


This abstract first appeared for US patent application 20240283785 titled 'SYSTEM, METHOD, AND COMPUTER PROGRAM FOR OAUTH OR OIDC OPTIMIZED REGISTRATION

The patent application describes methods, apparatuses/systems, and media for optimizing user experience when interacting with an authorization server.

* The resource server provides context information to the authorization server to identify the customer and determine if they have credentials.
* New customers are prompted to create an account and digital identity with associated credentials.
* Existing customers without credentials are guided through a registration flow to provision credentials.
* Once credentials are created, the customer is automatically logged in and the authorization flow continues to a consent step for completing a transaction.

Potential Applications:
- This technology can be applied in various industries where secure authorization and user authentication are essential, such as banking, e-commerce, and healthcare.

Problems Solved:
- Streamlines the user experience by efficiently managing customer credentials and authentication processes.
- Enhances security by ensuring only authorized users can access sensitive information.

Benefits:
- Improves user satisfaction by simplifying the login and authentication process.
- Reduces the risk of unauthorized access and data breaches.

Commercial Applications:
- Secure online transactions
- Identity verification services
- Access control systems

Questions about the technology:
1. How does this technology improve user experience compared to traditional authentication methods?
2. What measures are in place to ensure the security of customer credentials and digital identities?

Frequently Updated Research:
- Stay updated on advancements in authentication technologies and user experience optimization to enhance the effectiveness of this innovation.


==Original Abstract Submitted==

various methods, apparatuses/systems, and media for optimizing user experience for a customer who is interacting with an authorization server are disclosed. a resource server provides corresponding context information when passing the customer to an authorization server. the context information is used by the authorization server to identify the customer in context, and once identified, the authorization server determines whether the customer has credentials or not. when it is determined that the customer is not a new customer and has credentials, he/she is prompted to login. when it is determined that the customer is a new customer, he/she is prompted to create an account first and then create digital identity and associated credentials. existing customer without credentials is prompted to follow a registration flow to provision credentials. once credentials have been created, the customer is automatically logged in and the authorization flow continues to a consent step for completing a transaction.



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[[Category:G06F21/46]]
[[Category:CPC_H04L63/083]]