View source for 18156647. MULTI-FACTOR AUTOMATED TELLER MACHINE (ATM) PERSONAL IDENTIFICATION NUMBER (PIN) simplified abstract (Capital One Services, LLC)

=MULTI-FACTOR AUTOMATED TELLER MACHINE (ATM) PERSONAL IDENTIFICATION NUMBER (PIN)=


==Organization Name==

[[:Category:Capital One Services, LLC|Capital One Services, LLC]]


[[Category:Capital One Services, LLC]]

==Inventor(s)==

[[:Category:Abdelkadar M'Hamed Benkreira of Washington DC (US)|Abdelkadar M'Hamed Benkreira of Washington DC (US)]][[Category:Abdelkadar M'Hamed Benkreira of Washington DC (US)]]

[[:Category:Michael Mossoba of Arlington VA (US)|Michael Mossoba of Arlington VA (US)]][[Category:Michael Mossoba of Arlington VA (US)]]

[[:Category:Joshua Edwards of Philadelphia PA (US)|Joshua Edwards of Philadelphia PA (US)]][[Category:Joshua Edwards of Philadelphia PA (US)]]

==MULTI-FACTOR AUTOMATED TELLER MACHINE (ATM) PERSONAL IDENTIFICATION NUMBER (PIN) - A simplified explanation of the abstract==


This abstract first appeared for US patent application 18156647 titled 'MULTI-FACTOR AUTOMATED TELLER MACHINE (ATM) PERSONAL IDENTIFICATION NUMBER (PIN)

==Simplified Explanation==

The abstract describes an automated teller machine (ATM) that uses multi-factor input to enhance security and control access to account actions. The ATM includes an input component and one or more processors. The input component detects multi-factor input associated with an account, which can include a sequence of characters, the force with which characters are input, the length of time characters are input, or a combination of characters input concurrently. The ATM validates the multi-factor input and allows or denies access to account actions based on the validation.

* An automated teller machine (ATM) with enhanced security features is described.
* The ATM includes an input component and one or more processors.
* The input component detects multi-factor input associated with an account.
* Multi-factor input can include a sequence of characters, the force used to input characters, the time taken to input characters, or a combination of characters input concurrently.
* The ATM validates the multi-factor input in association with the account.
* Access to account actions is selectively permitted or denied based on the validation.

==Potential Applications==
* Banking industry: ATMs with enhanced security can be used by banks to protect customer accounts and prevent unauthorized access.
* Retail industry: ATMs with multi-factor input can be used in retail stores to provide secure access to cash withdrawal or other account-related actions.
* Financial institutions: ATMs with improved security features can be utilized by financial institutions to ensure the safety of customer transactions.

==Problems Solved==
* Enhanced security: The multi-factor input system adds an extra layer of security to prevent unauthorized access to accounts.
* Fraud prevention: By validating the multi-factor input, the ATM can detect and prevent fraudulent activities.
* User authentication: The multi-factor input helps verify the identity of the user, ensuring that only authorized individuals can access the account.

==Benefits==
* Improved security: The multi-factor input system enhances the security of ATM transactions, reducing the risk of unauthorized access and fraud.
* User-friendly: The use of various factors for input, such as force or time, provides flexibility and convenience for users while maintaining security.
* Enhanced fraud detection: The validation of multi-factor input helps in detecting and preventing fraudulent activities, protecting both the user and the financial institution.


==Original Abstract Submitted==

An automated teller machine (ATM) may include an input component and one or more processors. The input component may be configured to detect multi-factor input associated with an account. The multi-factor input may include at least two of: a sequence of characters input via the input component, a force with which at least one character, of the sequence of characters, is input via the input component, a length of time over which at least one character, of the sequence of characters, is input via the input component, or a combination of at least two characters, of the sequence of characters, that are input concurrently via the input component. The ATM may receive the multi-factor input, validate the multi-factor input in association with the account, and selectively permit or deny access to one or more actions associated with the account based on validating the multi-factor input.



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