Wells Fargo Bank, N.A. patent applications published on November 30th, 2023

Summary of the patent applications from Wells Fargo Bank, N.A. on November 30th, 2023

Wells Fargo Bank, N.A. has recently filed several patents for innovative systems and technologies. These patents cover a range of areas including utility devices, banking systems, financial health monitoring, payment processing, international remittances, process scheduling, semantic search, and interactive smart table systems.

In the utility device patent, Wells Fargo describes a device that can receive and dispense bills. It includes a sensor to detect bill parameters and a cleaning component to clean the bills. The device's memory holds instructions for utility operations based on the sensor data.

The banking system patent introduces a system for automating the transfer of banknotes between universal cassettes. It collects information about the banknotes stored in each cassette and transmits it to a provider computing system. Based on this data, rebalancing instructions are generated, and a transport apparatus is used to transfer banknotes between cassettes.

The financial health monitoring patent describes a smart table display system that receives financial data about a user and generates a graphical user interface (GUI) representing their financial health. The GUI is continuously updated based on sensor data about the user, providing real-time monitoring of their financial situation.

The payment processing patent focuses on a system that receives a bill payment request from a third-party biller. It generates a passcode, verifies it with a transaction machine, prompts the customer to make payment, and sends a payment notification to the provider computer system.

The international remittances patent presents a system for transferring money between financial institutions. Bidders with accounts at both institutions submit bids to fulfill a sender's request, and funds are transferred accordingly.

Other notable applications include a goal-optimized process scheduler, a method for semantic search using a vector space representation, and a system for generating and updating graphical user interfaces on smart headsets.

- Utility device for receiving and dispensing bills with sensor and cleaning component. - System for automating transfer of banknotes between universal cassettes. - Smart table display system for monitoring and visualizing financial health in real-time. - Payment processing system with passcode generation and verification. - System for international remittances between financial institutions. - Goal-optimized process scheduler for efficient task completion. - Method for semantic search using a vector space representation. - Interactive smart table system with multiple smart headsets.

Patent applications for Wells Fargo Bank, N.A. on November 30th, 2023

SMART TABLE SYSTEM UTILIZING EXTENDED REALITY (18231673)

Main Inventor

Kourtney Eidam

SEMANTIC ENTITY SEARCH USING VECTOR SPACE (18365075)

Main Inventor

David Newman

GOAL OPTIMIZED PROCESS SCHEDULER (16949596)

Main Inventor

Nathan Craig Bricklin

INFRASTRUCTURE FOR MAINTAINING MATH-BASED CURRENCY ACCOUNTS (18233489)

Main Inventor

Ashish B. Kurani

INTERNATIONAL REMITTANCES VIA INTRABANK TRANSFERS (18233436)

Main Inventor

Atiraj Kumar

ATM THIRD PARTY PRODUCTS AND SERVICES (18232221)

Main Inventor

Ashish B. Kurani

SMART TABLE ASSISTED FINANCIAL HEALTH (18230104)

Main Inventor

Kourtney Eidam

AUTOMATED LENDING DATA COLLECTION AND VERIFICATION SYSTEM AND METHODS (18231654)

Main Inventor

Alan W. Hecht

UNIVERSAL BUILT-IN CASSETTE ARRAY WITH CASH REBALANCING (18232195)

Main Inventor

Christian Mande

NO-DOWNTIME UNIVERSAL UTILITY CASSETTE FOR RECIRCULATION IN MULTIPLE SYSTEMS (18232213)

Main Inventor

Christian Mande