US Patent Application 18353042. METHODS AND SYSTEMS FOR FACILITATING SECURE AUTHENTICATION OF USER BASED ON KNOWN DATA simplified abstract

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METHODS AND SYSTEMS FOR FACILITATING SECURE AUTHENTICATION OF USER BASED ON KNOWN DATA

Organization Name

Capital One Services, LLC


Inventor(s)

Austin Walters of Savoy IL (US)

Jeremy Goodsitt of Champaign IL (US)

Galen Rafferty of Mahomet IL (US)

Anh Truong of Champaign IL (US)

Grant Eden of San Francisco CA (US)

METHODS AND SYSTEMS FOR FACILITATING SECURE AUTHENTICATION OF USER BASED ON KNOWN DATA - A simplified explanation of the abstract

This abstract first appeared for US patent application 18353042 titled 'METHODS AND SYSTEMS FOR FACILITATING SECURE AUTHENTICATION OF USER BASED ON KNOWN DATA

Simplified Explanation

- This patent application describes methods and systems for improving user authentication based on data known to the user. - The methods and systems allow for secure authentication over remote communication networks without storing the user's data. - Users are required to select images that they are familiar with in order to authenticate themselves. - Synthetic images can be generated based on the user's own images for authentication purposes. - The methods and systems address storage and privacy concerns by not storing the user's data.


Original Abstract Submitted

Methods and systems are described herein for improvements to authenticate users, particularly authenticating a user based on data known to the user. For example, methods and systems allow for users to be securely authenticated based on data known to the users over remote communication networks without storing the data known to the users. Specifically, methods and systems authenticate users by requiring users to select images that are known to the users. For example, the methods and systems may generate synthetic images based on the user's own images and require the user to select the synthetic image, from a set of a set of images, that is known to the user to authenticate the user. Moreover, the methods and systems alleviate storage and privacy concerns by not storing the data known to the users.