US Patent Application 18322535. SYSTEM AND METHOD FOR ENABLING MULTIPLE AUXILIARY USE OF AN ACCESS TOKEN OF A USER BY ANOTHER ENTITY TO FACILITATE AN ACTION OF THE USER simplified abstract

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SYSTEM AND METHOD FOR ENABLING MULTIPLE AUXILIARY USE OF AN ACCESS TOKEN OF A USER BY ANOTHER ENTITY TO FACILITATE AN ACTION OF THE USER

Organization Name

Capital One Services, LLC


Inventor(s)

Lawrence Douglas of McLean VA (US)

SYSTEM AND METHOD FOR ENABLING MULTIPLE AUXILIARY USE OF AN ACCESS TOKEN OF A USER BY ANOTHER ENTITY TO FACILITATE AN ACTION OF THE USER - A simplified explanation of the abstract

This abstract first appeared for US patent application 18322535 titled 'SYSTEM AND METHOD FOR ENABLING MULTIPLE AUXILIARY USE OF AN ACCESS TOKEN OF A USER BY ANOTHER ENTITY TO FACILITATE AN ACTION OF THE USER

Simplified Explanation

The patent application describes a computing system that allows users to request actions with an entity and configure a token for use by both the user and the entity. The token is configured with a resource amount as a usage threshold.

  • The computing system receives a user's request for an action with an entity.
  • The system configures a token for the user and entity, adding the entity as an approved entity.
  • The token is set with a usage threshold based on the resource amount of the requested action.
  • The system receives a request from the entity to use the token.
  • The system checks if granting the entity's request would exceed the usage threshold of the token.
  • If the request does not exceed the threshold, the system grants the entity's request to use the token.


Original Abstract Submitted

A computing system may receive a request of the user for a first action of the user with an entity. In connection with granting the request of the user, the computing system may configure a token for use by the user and the entity such that (i) the entity is added as an approved entity, and (ii) the token is configured with a resource amount of the first action as a usage threshold of the token. The computing system may receive a request of the entity to use the token. The computing system may determine whether granting the request of the entity would cumulatively exceed the usage threshold of the token. Based on a determination that granting the request of the entity would not cumulatively exceed the resource usage of the token, the computing system may grant the request of the entity to use the token.