US Patent Application 18232703. SYSTEMS AND METHODS FOR DATA ACCESS CONTROL OF SECURE MEMORY USING A SHORT-RANGE TRANSCEIVER simplified abstract

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SYSTEMS AND METHODS FOR DATA ACCESS CONTROL OF SECURE MEMORY USING A SHORT-RANGE TRANSCEIVER

Organization Name

Capital One Services, LLC

Inventor(s)

Jeffrey Wieker of Fairfax VA (US)

Patrick Zearfoss of Leesburg VA (US)

Clayton Johnson of Edgewood MD (US)

SYSTEMS AND METHODS FOR DATA ACCESS CONTROL OF SECURE MEMORY USING A SHORT-RANGE TRANSCEIVER - A simplified explanation of the abstract

This abstract first appeared for US patent application 18232703 titled 'SYSTEMS AND METHODS FOR DATA ACCESS CONTROL OF SECURE MEMORY USING A SHORT-RANGE TRANSCEIVER

Simplified Explanation

The patent application describes systems and methods for controlling data access using a short-range transceiver, like a contactless card, and a client device.

  • The innovation focuses on data access control by creating and accessing a secure memory block in a client device.
  • The process involves handling requests to create and access the secure memory block through the interaction of a contactless card and a client device.
  • Once the secure memory block is created, personal user data can be stored in it, and access to this data is restricted to authorized users.
  • The system receives a user token and a request for a data storage key from the client device after a tap action between the contactless card and the client device.
  • It verifies the user's authorization to create the secure memory block on the client device.
  • The system then transmits the data storage key to the client device, allowing it to create the secure memory block and encrypt it using the key.


Original Abstract Submitted

Systems and methods for controlling data access through the interaction of a short-range transceiver, such as a contactless card, with a client device are presented. Data access control may be provided in the context of creating and accessing a secure memory block in a client device, including handling requests to obtain create and access a secure memory block via the interaction of a short-range transceiver, such as a contactless card, with a client device such that, once the secure memory block is created in memory of the client device, personal user data may be stored in the secure memory block, and access to the stored personal user data may only be provided to users authorized to review the data. An exemplary system and method may include receiving from a client device of the user a user token and a request for a data storage key, the request generated in response to a tap action between a contactless card and the client device, the contactless card associated with the user, verifying that the user is authorized to create a secure memory data block on the client device, and transmitting to the client device the data storage key, such that the client device may create a secure memory data block in memory of the client device and encrypt the secure memory data block using the data storage key.

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