US Patent Application 18225892. SYSTEM AND METHOD FOR CARD PRESENT ACCOUNT PROVISIONING simplified abstract
Contents
SYSTEM AND METHOD FOR CARD PRESENT ACCOUNT PROVISIONING
Organization Name
Inventor(s)
Lawrence Douglas of McLean VA (US)
Jeffrey Rule of Chevy Chase MD (US)
Jackson Macomber of Henrico VA (US)
SYSTEM AND METHOD FOR CARD PRESENT ACCOUNT PROVISIONING - A simplified explanation of the abstract
This abstract first appeared for US patent application 18225892 titled 'SYSTEM AND METHOD FOR CARD PRESENT ACCOUNT PROVISIONING
Simplified Explanation
- The patent application describes a method for provisioning account information of a payment card. - User datum encryption information is transmitted to a transaction data processing system. - When a user presents the payment card at the transaction data processing system, a user datum encrypted with the encryption information and a request to share account provisioning information is received. - The user account associated with the payment card is determined and the user is authenticated. - A request for confirmation to share the account provisioning information is sent to a user device associated with the user account. - A confirmation response is received from the user device, granting permission to share the account provisioning information. - Finally, the account provisioning information is transmitted to the transaction data processing system.
Original Abstract Submitted
In a method for provisioning account information of a payment card, user datum encryption information is transmitted to a transaction data processing system. A user datum encrypted using the user datum encryption information and a request to share account provisioning information is received from the transaction data processing system when the payment card is present by a user at the transaction data processing system. A user account associated with the payment card is determined and the user of the payment card is authenticated. A request for confirmation that the account provisioning information should be shared is sent to a user device associated with the user account and a confirmation response is received from the user device that includes permission to share account provisioning information. Account provisioning information is then transmitted to the transaction data processing system.
