US Patent Application 18222342. SYSTEM AND METHOD FOR AUGMENTED REALITY DISPLAY OF ACCOUNT INFORMATION simplified abstract

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SYSTEM AND METHOD FOR AUGMENTED REALITY DISPLAY OF ACCOUNT INFORMATION

Organization Name

Capital One Services, LLC


Inventor(s)

Jeffrey Rule of Chevy Chase MD (US)

SYSTEM AND METHOD FOR AUGMENTED REALITY DISPLAY OF ACCOUNT INFORMATION - A simplified explanation of the abstract

This abstract first appeared for US patent application 18222342 titled 'SYSTEM AND METHOD FOR AUGMENTED REALITY DISPLAY OF ACCOUNT INFORMATION

Simplified Explanation

The patent application describes a method for displaying augmented reality images of account information on a transaction card without any visible markings.

  • The method involves capturing a real-time image of the card surface and determining if the background pattern matches the pattern associated with a cardholder account.
  • If a match is found, communication is established between the user device and the card processor on the transaction card.
  • The user device receives an encrypted verification block from the card processor and sends an authentication request to an authentication server.
  • If the authentication response is positive, the user device creates an augmented reality image with account information and displays it over the real-time image of the card surface.


Original Abstract Submitted

A method is provided for displaying an augmented reality image of account information associated with an indicialess transaction card having a card surface with a background pattern applied thereto. A real-time image of the card surface is captured and processed to determine if the background pattern matches a card background pattern associated with a cardholder account. Responsive to a positive determination, communication is established between the user device processor and a card processor carried by the indicialess transaction card. The user device processor receives from the card processor an encrypted verification block and transmits, to an authentication server, an authentication request including the verification block. Responsive to receiving a positive authentication response, the user device constructs an augmented reality image comprising account indicia and displays the augmented reality image superimposed over the real-time image of the background pattern on the card surface of the indicialess transaction card.

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