US Patent Application 18197478. SYSTEM AND METHOD FOR REDUCING GOVERNMENT IDENTIFICATION FRAUD simplified abstract
Contents
SYSTEM AND METHOD FOR REDUCING GOVERNMENT IDENTIFICATION FRAUD
Organization Name
Inventor(s)
Christopher Lange of Washington DC (US)
Melissa Yoemans Heng of Glen Allen VA (US)
Hrishikesh Milind Karambelkar of Ashburn VA (US)
SYSTEM AND METHOD FOR REDUCING GOVERNMENT IDENTIFICATION FRAUD - A simplified explanation of the abstract
This abstract first appeared for US patent application 18197478 titled 'SYSTEM AND METHOD FOR REDUCING GOVERNMENT IDENTIFICATION FRAUD
Simplified Explanation
The patent application describes a system and method for preventing government identification-based fraud. Here are the key points:
- The system performs multiple security checks during a government identification submission session to prevent fraud.
- A session check is conducted to ensure that the user device has not initiated too many sessions within a specific time period.
- An attempt check is made to ensure that the user has not made too many government identification submission attempts in the current session.
- A dual-authentication check verifies that the phone number provided for dual-authentication has not been excessively used recently.
- A general risk assessment is performed to identify any remaining high-risk flags.
- The purpose of these checks is to ensure that the user behind the session is not a fraudster.
Original Abstract Submitted
A system and method for preventing government identification-based fraud is disclosed. When a government identification submission session is initiated, several layers of security checks are performed to ensure that the user behind the session is not a fraudster. First, a session check is performed to ensure that the user device has not initiated more than a predetermined number of sessions within a predetermined time. Next, an attempt check is made in order to ensure that the user has not made more than a predetermined number of government identification submission attempts during the current session. Next, a dual-authentication check is performed to ensure that the phone number provided for the dual-authentication has not been used more than a maximum number of times during a recent period of time. And lastly, a general risk assessment is performed to look for any remaining high-risk flags.
