US Patent Application 17826426. SMART CARD WITH INTEGRATED LOW POWER SECONDARY COMMUNICATION NETWORK simplified abstract

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SMART CARD WITH INTEGRATED LOW POWER SECONDARY COMMUNICATION NETWORK

Organization Name

BANK OF AMERICA CORPORATION

Inventor(s)

Sheetal Bhatia of Mumbai (IN)

Sandeep Kumar Chauhan of Hyderabad Telangana (IN)

SMART CARD WITH INTEGRATED LOW POWER SECONDARY COMMUNICATION NETWORK - A simplified explanation of the abstract

This abstract first appeared for US patent application 17826426 titled 'SMART CARD WITH INTEGRATED LOW POWER SECONDARY COMMUNICATION NETWORK

Simplified Explanation

- This patent application describes systems and methods for creating an integrated secondary communication network. - The method involves using a smart card to access a limited set of financial services provided by a financial institution. - The smart card can bypass the primary communication network and transmit communication packets to a gateway of the secondary communication network. - The gateway forwards the communication packets to a server of the secondary communication network. - The server then performs the requested service in response to receiving the communication packets. - The purpose of this innovation is to provide an alternative communication network for accessing financial services through a smart card.


Original Abstract Submitted

Systems and methods for providing an integrated secondary communication network are provided. A method may include receiving an indication of a pre-determined trigger event, and presenting, via a user interface of a smart card, an option to perform a limited subset of a set of financial services. The set of financial services may be provided to a user of the smart card by a financial institution in connection with an account to which the smart card is keyed. The method may include the smart card bypassing the primary communication network, in response to receipt of a selection to perform a service from the limited subset of the set of financial services, and transmitting, via a transmitter of the smart card to a gateway of the secondary communication network, communication packets requesting the service. The method may also include the gateway forwarding the communication packets to a server of the secondary communication network, and, in response to receipt of the communication packets, the server causing the service to be performed.