Nec corporation (20240095831). CREDIT ASSISTANCE SYSTEM, CREDIT ASSISTANCE METHOD, AND PROGRAM RECORDING MEDIUM simplified abstract

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CREDIT ASSISTANCE SYSTEM, CREDIT ASSISTANCE METHOD, AND PROGRAM RECORDING MEDIUM

Organization Name

nec corporation

Inventor(s)

Tomoyuki Nishiyama of Tokyo (JP)

CREDIT ASSISTANCE SYSTEM, CREDIT ASSISTANCE METHOD, AND PROGRAM RECORDING MEDIUM - A simplified explanation of the abstract

This abstract first appeared for US patent application 20240095831 titled 'CREDIT ASSISTANCE SYSTEM, CREDIT ASSISTANCE METHOD, AND PROGRAM RECORDING MEDIUM

Simplified Explanation

The patent application describes a credit assistance system that extracts financial indicators of a second company at a later point in time, which coincide with the financial indicators of a first company at an earlier point in time under specific conditions. The system then outputs the actual financial status of the second company after the later point in time.

  • Extraction unit extracts financial indicators of a second company at a later point in time
  • Output unit provides actual financial data of the second company after the later point in time

Potential Applications

The technology could be applied in credit assessment processes for companies to evaluate their financial health and creditworthiness accurately.

Problems Solved

This technology helps in comparing the financial indicators of different companies at different points in time, providing a more comprehensive analysis for credit assessment.

Benefits

- Improved accuracy in credit assessment - Efficient evaluation of financial status over time

Potential Commercial Applications

"Enhancing Credit Assessment with Time-Adjusted Financial Data"

Possible Prior Art

There may be existing systems or methods that compare financial indicators of different companies, but the specific approach of extracting data at different points in time for credit assessment may be novel.

=== What are the specific conditions under which the financial indicators of the first and second companies must coincide? The abstract does not provide details on the specific conditions that need to be met for the financial indicators to coincide.

=== How does the system ensure the accuracy and reliability of the extracted financial data? The abstract does not mention the mechanisms or processes used to ensure the accuracy and reliability of the extracted financial data.


Original Abstract Submitted

a credit assistance system is configured to include an extraction unit and an output unit. the extraction unit extracts a second company, financial indicators of which at a second point in time coincide with financial indicators of a first company at a first point in time later than the second point in time under prescribed conditions. the output unit outputs actual data of the financial status of the second company after the second point in time.