20240022559. DEVICE FOR GENERATING A REAL-TIME AUDIO TOKEN FOR MULTI-FACTOR AUDIO AUTHENTICATION simplified abstract (Bank of America Corporation)

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DEVICE FOR GENERATING A REAL-TIME AUDIO TOKEN FOR MULTI-FACTOR AUDIO AUTHENTICATION

Organization Name

Bank of America Corporation

Inventor(s)

George Anthony Albero of Charlotte NC (US)

DEVICE FOR GENERATING A REAL-TIME AUDIO TOKEN FOR MULTI-FACTOR AUDIO AUTHENTICATION - A simplified explanation of the abstract

This abstract first appeared for US patent application 20240022559 titled 'DEVICE FOR GENERATING A REAL-TIME AUDIO TOKEN FOR MULTI-FACTOR AUDIO AUTHENTICATION

Simplified Explanation

The present invention is a system for generating a real-time audio token for multi-factor audio authentication. It involves determining that a user is accessing a resource, causing a cryptographic device associated with the user to generate and emit a dynamically varying continuous audio tone, performing authentication of the user based on the audio tone, determining the success of the authentication, and allowing the user to access the resource if the authentication is successful.

  • The system generates a real-time audio token for multi-factor audio authentication.
  • It uses a cryptographic device associated with the user to emit a dynamically varying continuous audio tone.
  • Authentication of the user is performed based on the audio tone.
  • The success of the authentication is determined.
  • The user is allowed to access the resource if the authentication is successful.

Potential applications of this technology:

  • Secure access control systems for buildings or restricted areas.
  • Online platforms requiring multi-factor authentication.
  • Financial institutions for secure customer authentication.
  • Healthcare systems for secure patient identification.

Problems solved by this technology:

  • Enhances security by providing multi-factor authentication.
  • Reduces the risk of unauthorized access to resources.
  • Mitigates the risk of identity theft and fraud.
  • Provides a more robust authentication process compared to traditional methods.

Benefits of this technology:

  • Improved security and protection of sensitive information.
  • Enhanced user experience with real-time audio authentication.
  • Increased convenience by eliminating the need for physical tokens or passwords.
  • Scalable and adaptable to various industries and applications.


Original Abstract Submitted

embodiments of the present invention provide a system for generating a real-time audio token for multi-factor audio authentication. the system is configured for determining that a user is accessing an entity resource, via a user device of the user, causing a cryptographic device associated with the user to generate and emit a dynamically varying continuous audio tone, performing authentication of the user based at least in part on the dynamically varying continuous audio tone, determining that the authentication based at least in part on the dynamically varying continuous audio tone is successful, and allowing the user to access the entity resource based on determining that the authentication based at least in part on the dynamically varying continuous audio tone is successful.