18511041. DEVICES AND METHODS FOR PROVIDING EMERGENCY INFORMATION USING A PAYMENT CARD simplified abstract (Capital One Services, LLC)

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DEVICES AND METHODS FOR PROVIDING EMERGENCY INFORMATION USING A PAYMENT CARD

Organization Name

Capital One Services, LLC

Inventor(s)

Joshua Edwards of Philadelphia PA (US)

Abdelkader Benkreira of New York NY (US)

Michael Mossoba of Arlington VA (US)

DEVICES AND METHODS FOR PROVIDING EMERGENCY INFORMATION USING A PAYMENT CARD - A simplified explanation of the abstract

This abstract first appeared for US patent application 18511041 titled 'DEVICES AND METHODS FOR PROVIDING EMERGENCY INFORMATION USING A PAYMENT CARD

Simplified Explanation

The patent application describes a card that stores both emergency information and payment information, allowing emergency responders to access crucial details about the user in case of an emergency.

  • The card contains processors, a sensor, and memory to store an application that can receive requests from user devices, transmit security challenges, authenticate responses, and transmit emergency information.
  • The card is designed to improve the efficiency and effectiveness of emergency response by providing responders with essential user information quickly and securely.

Potential Applications

The technology could be applied in various industries such as healthcare, emergency services, and financial services.

Problems Solved

This technology addresses the challenge of accessing critical user information during emergencies, which can help emergency responders provide better and faster aid.

Benefits

The card offers a convenient and secure way to store emergency and payment information in one place, making it easier for users to access and for emergency responders to retrieve vital details.

Potential Commercial Applications

The technology could be utilized by companies in the healthcare, insurance, and banking sectors to offer enhanced services to their customers.

Possible Prior Art

One possible prior art could be wearable devices that store emergency information for users, but the integration of payment information in the same card is a unique aspect of this innovation.

What are the technical specifications of the card described in the patent application?

The technical specifications of the card, such as the type of processors used, the sensor technology, and the memory capacity, are not detailed in the abstract. Further information on the hardware components and capabilities of the card would provide a more comprehensive understanding of the technology.

How does the authentication process work between the card and the user device?

The abstract mentions that the card transmits a security challenge to the user device and authenticates the response received. More details on the authentication mechanism, encryption methods, and security protocols involved in this process would be beneficial to understand the level of security and reliability of the system.


Original Abstract Submitted

A card for storing both emergency information and payment information is disclosed. The card can be used by an emergency responder to retrieve emergency information for the user. The emergency information can enable the emergency responder to better render aid to the user. The card can have one or more processors, a sensor, and a memory in communication with the one or more processors and storing an application thereon. The application can cause the card to receive a request from a user device (e.g., from an emergency medical technician, or EMT) to access emergency information stored in the memory, transmit a security challenge to the user device, authenticate a received response to the security challenge from the user device, and transmit the emergency information to the user device.