18492510. COMPUTER-BASED SYSTEMS CONFIGURED TO PROVIDE MULTIMODAL ATM ACCESS VIA MOBILE DEVICES AND METHODS OF USE THEREOF simplified abstract (Capital One Services, LLC)
Contents
- 1 COMPUTER-BASED SYSTEMS CONFIGURED TO PROVIDE MULTIMODAL ATM ACCESS VIA MOBILE DEVICES AND METHODS OF USE THEREOF
- 1.1 Organization Name
- 1.2 Inventor(s)
- 1.3 COMPUTER-BASED SYSTEMS CONFIGURED TO PROVIDE MULTIMODAL ATM ACCESS VIA MOBILE DEVICES AND METHODS OF USE THEREOF - A simplified explanation of the abstract
- 1.4 Simplified Explanation
- 1.5 Potential Applications
- 1.6 Problems Solved
- 1.7 Benefits
- 1.8 Original Abstract Submitted
COMPUTER-BASED SYSTEMS CONFIGURED TO PROVIDE MULTIMODAL ATM ACCESS VIA MOBILE DEVICES AND METHODS OF USE THEREOF
Organization Name
Inventor(s)
Elisa-Michelle Rodriguez of Vienna VA (US)
Kevin Osborn of Newton Highlands MA (US)
Latika Gulati of Annandale VA (US)
COMPUTER-BASED SYSTEMS CONFIGURED TO PROVIDE MULTIMODAL ATM ACCESS VIA MOBILE DEVICES AND METHODS OF USE THEREOF - A simplified explanation of the abstract
This abstract first appeared for US patent application 18492510 titled 'COMPUTER-BASED SYSTEMS CONFIGURED TO PROVIDE MULTIMODAL ATM ACCESS VIA MOBILE DEVICES AND METHODS OF USE THEREOF
Simplified Explanation
- The patent application describes systems and methods for providing multimodal ATM accessibility. - The method involves detecting a wireless device in proximity to the ATM and establishing a communication session with the device. - An app is instructed to provide a graphical user interface (GUI) to the user for authentication and ATM transactions. - The user is authenticated based on entered account login information, and an ATM transaction session is commenced upon successful authentication. - The second GUI provided to the user at the wireless device allows them to perform ATM transactions with their account.
Potential Applications
- Banking and financial institutions - Retail and shopping centers - Transportation hubs
Problems Solved
- Providing secure and convenient ATM access - Enhancing user experience with multimodal interfaces
Benefits
- Increased accessibility for users - Improved security for ATM transactions - Enhanced user experience with graphical interfaces
Original Abstract Submitted
Systems and methods of providing multimodal ATM accessibility are disclosed. In one embodiment, an exemplary computer-implemented method may comprise detecting a presence of a wireless device of a user in proximity to the ATM; establishing a communication session between the ATM and the wireless device based on a session key; instructing an app to provide a first graphical user interface (GUI) to the user; authenticating the user for access to the user account at the wireless device based at least on the entered account login information; and commencing, in response to successful authentication of the user, an ATM transaction session for the user by instructing the app to provide a second GUI to the user at the wireless device, the second GUI comprising one or more GUI elements operable by the user to perform one or more ATM transactions with the user account at the wireless device.
