18391856. IR DISPLAY FOR USER AUTHENTICATION simplified abstract (Capital One Services, LLC)

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IR DISPLAY FOR USER AUTHENTICATION

Organization Name

Capital One Services, LLC

Inventor(s)

Jeff Pharr of McLean VA (US)

David Wurmfeld of McLean VA (US)

IR DISPLAY FOR USER AUTHENTICATION - A simplified explanation of the abstract

This abstract first appeared for US patent application 18391856 titled 'IR DISPLAY FOR USER AUTHENTICATION

Simplified Explanation

The patent application describes a device that conducts transactions using QR codes in the infrared spectrum. Here are the key points of the innovation:

  • Device generates and displays QR codes in the infrared spectrum
  • First QR code is generated and displayed for a set duration
  • User device enters paired state by scanning the QR code
  • Authentication data confirms user device authorization
  • Transaction is completed

Potential Applications

The technology could be used in:

  • Contactless payment systems
  • Secure access control systems
  • Ticketing and event management

Problems Solved

The device addresses issues such as:

  • Secure transaction authentication
  • Contactless and convenient payment methods
  • Enhanced user privacy and security

Benefits

The technology offers benefits like:

  • Improved transaction security
  • Faster and more convenient transactions
  • Enhanced user experience

Potential Commercial Applications

The device could be applied in:

  • Retail stores
  • Public transportation systems
  • Entertainment venues

Possible Prior Art

One possible prior art could be the use of QR codes for transactions in visible light spectrum.

Unanswered Questions

How does the device handle potential interference in the infrared spectrum?

The article does not provide information on how the device mitigates interference from other sources in the infrared spectrum. This could be crucial for ensuring the reliability and accuracy of transactions.

What measures are in place to prevent unauthorized access to the transaction device?

The article does not detail the security features that prevent unauthorized access to the transaction device. Understanding these measures is essential for ensuring the integrity of transactions and user data.


Original Abstract Submitted

A device for conducting a transaction by generating and displaying QR codes in the infrared spectrum, by generating a first QR code; displaying the first QR code via the infrared array for a predetermined duration of time; receiving a confirmation that a user device has entered paired state with the transaction device based on the user device scanning the first QR code; receiving authentication data indicating that the paired user device is authorized to complete the transaction; completing the transaction.