18390133. BIOMETRIC VERIFICATION FOR MANAGING ACCESS TO A CARD simplified abstract (Capital One Services, LLC)

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BIOMETRIC VERIFICATION FOR MANAGING ACCESS TO A CARD

Organization Name

Capital One Services, LLC

Inventor(s)

Jeffrey Carlyle Wieker of Falls Church VA (US)

Jeffrey Rule of Chevy Chase MD (US)

Megan M. Lowe of Henrico VA (US)

BIOMETRIC VERIFICATION FOR MANAGING ACCESS TO A CARD - A simplified explanation of the abstract

This abstract first appeared for US patent application 18390133 titled 'BIOMETRIC VERIFICATION FOR MANAGING ACCESS TO A CARD

Simplified Explanation

The abstract describes a patent application for a contactless card with a fingerprint sensor that can compare input to a stored fingerprint template and enable NFC communication based on the match.

  • Fingerprint sensor on contactless card receives input
  • Processor compares input to stored fingerprint template
  • Processor determines match and enables NFC antenna

Potential Applications

The technology could be used in various industries such as banking, access control, and identification verification.

Problems Solved

This technology enhances security by adding an additional layer of biometric authentication to contactless cards, reducing the risk of unauthorized access.

Benefits

- Improved security with biometric authentication - Convenient and fast authentication process - Enhanced user privacy and data protection

Potential Commercial Applications

The technology could be implemented in credit cards, access cards, identification cards, and other contactless devices for secure and convenient authentication.

Possible Prior Art

One example of prior art is the use of fingerprint sensors in smartphones for biometric authentication, but the specific application to contactless cards may be novel.

Unanswered Questions

How does the fingerprint template get stored and updated on the contactless card?

The process of storing and updating the fingerprint template on the contactless card is not detailed in the abstract. This could involve user input, synchronization with a central database, or other methods.

What happens if the comparison does not result in a match?

The abstract does not mention what action is taken if the comparison between the input and the stored fingerprint template does not result in a match. This could be an important aspect of the technology in terms of security and user experience.


Original Abstract Submitted

A fingerprint sensor of a contactless card may receive input. A processor of the contactless card may compare the input to a fingerprint template stored in a memory of the contactless card. The processor may determine that the comparison results in a match and enable a near-field communication (NFC) antenna of the contactless card based on the determination that the comparison results in the match.