18322197. Identifying Consumers in a Transaction Via Facial Recognition simplified abstract (GOOGLE LLC)

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Identifying Consumers in a Transaction Via Facial Recognition

Organization Name

GOOGLE LLC

Inventor(s)

Sashikanth Chandrasekaran of Belmont CA (US)

Dmitry Kalenichenko of Marina del Rey CA (US)

Timothy Raymond Zwiebel of Mountain View CA (US)

Identifying Consumers in a Transaction Via Facial Recognition - A simplified explanation of the abstract

This abstract first appeared for US patent application 18322197 titled 'Identifying Consumers in a Transaction Via Facial Recognition

Simplified Explanation

The patent application describes a system for processing payments using facial recognition technology. Here is a simplified explanation of the abstract:

  • A merchant and a user register with a payment processing system.
  • The user's facial image is used to create a facial template.
  • The user signs into a payment application on their device.
  • The device receives an identifier from a merchant beacon device.
  • The identifier is transmitted to the payment processing system.
  • The payment processing system sends facial templates to the merchant camera device for other users in range of the beacon.
  • The merchant camera device compares captured facial images with the received templates to identify the user.
  • The merchant selects the user's account on their POS device.
  • Transaction details are sent to the payment processing system.
  • The payment processing system processes the transaction with an issuer system.
  • The payment processing system receives approval for the transaction and sends a receipt to the merchant POS device.

Potential Applications

  • Secure and convenient payment processing in various retail settings.
  • Streamlining the payment process by eliminating the need for physical cards or devices.
  • Enhancing customer experience by providing a seamless and personalized payment experience.

Problems Solved

  • Reduces the risk of fraud by using facial recognition for user identification.
  • Simplifies the payment process by eliminating the need for physical cards or devices.
  • Improves security by using facial templates for user authentication.

Benefits

  • Increased security through facial recognition technology.
  • Improved convenience for users by eliminating the need for physical payment methods.
  • Streamlined payment process for merchants, reducing transaction time and improving efficiency.


Original Abstract Submitted

A merchant and a user register with a payment processing system, which establishes a facial template based on a user image. The user signs into a payment application via a user computing device, which receives an identifier from a merchant beacon device to transmit to the payment processing system. The payment processing system transmits facial templates to the merchant camera device for other users who are also signed in to the payment application in range of the merchant beacon device. The merchant camera device compares a captured facial image against the received facial templates to identify the user. A merchant POS device operator selects an account of the user. The merchant POS device transmits transaction details to the payment processing system, which processes the transaction with an issuer system. The payment processing system receives an approval of the transaction authorization request and transmits a receipt to the merchant POS device.

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