18155477. MULTI-FACED PAYMENT CARD WITH PARTITIONED DUAL SMART CHIPS AND ANTENNAE simplified abstract (Capital One Services, LLC)
MULTI-FACED PAYMENT CARD WITH PARTITIONED DUAL SMART CHIPS AND ANTENNAE
Organization Name
Inventor(s)
William Fowler Carroll, Ii of McLean VA (US)
Daniel John Marsch of Sterling VA (US)
Bryant Alan Yee of Silver Spring MD (US)
Andrea Montealegre of Arlington VA (US)
MULTI-FACED PAYMENT CARD WITH PARTITIONED DUAL SMART CHIPS AND ANTENNAE - A simplified explanation of the abstract
This abstract first appeared for US patent application 18155477 titled 'MULTI-FACED PAYMENT CARD WITH PARTITIONED DUAL SMART CHIPS AND ANTENNAE
Simplified Explanation
The disclosed embodiments provide a payment card with two faces, each having a smart chip with electronically accessible contacts. The card also has two antennas, one for each smart chip, providing near-field contactless access. An RF block electronically isolates the antennas from each other.
- The payment card has two faces, each with a smart chip and electronically accessible contacts.
- Two antennas are included, one for each smart chip, allowing near-field contactless access.
- An RF block isolates the antennas from each other.
Potential Applications
- Contactless payment: The payment card can be used for contactless payments, making transactions faster and more convenient.
- Access control: The card's contactless technology can be used for access control systems, such as building entry or secure areas.
- Transportation: The card can be used for contactless ticketing in public transportation systems, allowing for quick and easy fare payments.
Problems Solved
- Convenience: The contactless payment feature eliminates the need for physical card insertion or swiping, making transactions faster and more convenient.
- Security: The smart chips and contactless technology provide enhanced security features, reducing the risk of fraud and unauthorized access.
- Versatility: The card's dual-face design and multiple antennas allow for flexible usage in various applications, maximizing its functionality.
Benefits
- Faster transactions: Contactless payments enable quicker transactions, reducing waiting times and improving overall customer experience.
- Enhanced security: The smart chips and contactless technology provide advanced security features, protecting against fraud and unauthorized access.
- Versatile usage: The card's design allows for use in different applications, providing flexibility and convenience to users.
Original Abstract Submitted
The disclosed embodiments provide a payment card. The payment card may have a first face and a second face opposite the first. Additionally, the payment card may comprise a first smart chip, the first smart chip having contacts that are electronically accessible from the first face of the card. The payment card may further comprise a first antenna coupled to the first smart chip, the first antenna providing near-field contactless access to the first smart chip and a second smart chip, the second smart chip having contacts that are electronically accessible from the second face of thecard. Additionally, the payment card may comprise a second antenna coupled to the second smart chip, the second antenna providing near-field contactless access to the second smart chip and an RF block that electronically isolates the first antenna and the second antenna from each other.
