18151584. ACTIVATING AN OUTPUT COMPONENT TO INDICATE AN ORIENTATION OF A NEAR-FIELD COMMUNICATION (NFC)-CAPABLE TRANSACTION CARD simplified abstract (Capital One Services, LLC)

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ACTIVATING AN OUTPUT COMPONENT TO INDICATE AN ORIENTATION OF A NEAR-FIELD COMMUNICATION (NFC)-CAPABLE TRANSACTION CARD

Organization Name

Capital One Services, LLC

Inventor(s)

David Kelly Wurmfeld of Fairfax VA (US)

Adam Koeppel of Washington DC (US)

Tyler Locke of Washington DC (US)

ACTIVATING AN OUTPUT COMPONENT TO INDICATE AN ORIENTATION OF A NEAR-FIELD COMMUNICATION (NFC)-CAPABLE TRANSACTION CARD - A simplified explanation of the abstract

This abstract first appeared for US patent application 18151584 titled 'ACTIVATING AN OUTPUT COMPONENT TO INDICATE AN ORIENTATION OF A NEAR-FIELD COMMUNICATION (NFC)-CAPABLE TRANSACTION CARD

Simplified Explanation

The patent application describes a transaction card that can monitor the amount of electric current induced in a near-field communication (NFC) component of the card when it is within the electromagnetic field generated by a transaction terminal's NFC component. Based on this current, the card can activate output components to indicate whether it can communicate with the terminal. If the current meets a certain threshold, the card can perform an action to complete a transaction.

  • The transaction card can monitor the electric current induced in its NFC component when it is near a transaction terminal.
  • Output components associated with the card can be dynamically activated based on the amount of current induced.
  • The activated output components can indicate whether the card can communicate with the terminal.
  • The card can perform a transaction-related action if the induced current satisfies a specific threshold.

Potential Applications

  • Contactless payment systems: The technology can be used in transaction cards for contactless payments, allowing the card to determine if it can communicate with a payment terminal.
  • Access control systems: The transaction card can be used for access control purposes, such as granting access to buildings or facilities based on the ability to communicate with a reader.
  • Public transportation systems: The technology can be applied to transaction cards used for public transportation, ensuring that the card can communicate with the ticketing system before allowing entry.

Problems Solved

  • Ensuring proper communication: The technology solves the problem of determining whether a transaction card can communicate with a transaction terminal by monitoring the induced electric current.
  • Preventing incomplete transactions: By setting a threshold for the induced current, the technology ensures that a transaction is only completed when the card can successfully communicate with the terminal.

Benefits

  • Improved user experience: Users can easily determine if their transaction card can be used for a transaction by observing the activated output components.
  • Enhanced security: The technology adds an additional layer of security by verifying the ability to communicate with the transaction terminal before completing a transaction.
  • Efficient transactions: By dynamically activating output components based on the induced current, the technology streamlines the transaction process by quickly indicating whether the card can be used.


Original Abstract Submitted

A transaction card may monitor an amount of electric current induced in a first near-field communication (NFC) component of a transaction card. Electric current may be induced in the first NFC component when the first NFC component is within an electromagnetic field generated by a second NFC component of a transaction terminal. The transaction card may dynamically activate one or more output components associated with the transaction card based on the amount of electric current induced in the first NFC component. The one or more output components may indicate whether the transaction card can communicate with the transaction terminal. The transaction card may perform an action related to completing a transaction after determining that the amount of electric current induced in the NFC component satisfies a first threshold. The first threshold may indicate that the transaction card can communicate with the transaction terminal.

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