17757170. Voice Payment Method and Electronic Device simplified abstract (Huawei Technologies Co., Ltd.)

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Voice Payment Method and Electronic Device

Organization Name

Huawei Technologies Co., Ltd.

Inventor(s)

Hao Liu of Shanghai (CN)

Zhishan Zhuang of Shanghai (CN)

Guoqi Li of Shenzhen (CN)

Voice Payment Method and Electronic Device - A simplified explanation of the abstract

This abstract first appeared for US patent application 17757170 titled 'Voice Payment Method and Electronic Device

Simplified Explanation

The patent application describes a voice payment method and an electronic device. Here is a simplified explanation of the abstract:

  • The method involves using voice information to indicate a payment operation performed by a user.
  • If the voiceprint feature of the voice information meets a preset condition, a second electronic device is requested to authenticate the user.
  • The second electronic device prompts the user to perform an authentication process, which can include fingerprint authentication, facial recognition, password authentication, verification code authentication, or near field communication (NFC) authentication.
  • If the authentication process succeeds, the second electronic device informs the first electronic device about the successful authentication.
  • The first electronic device then completes the payment operation with a payment platform.

Potential applications of this technology:

  • Voice payment methods can be used in various industries, including e-commerce, retail, and banking.
  • It can provide a convenient and secure way for users to make payments using their voice.
  • This technology can be integrated into mobile devices, smart speakers, and other voice-enabled devices.

Problems solved by this technology:

  • This technology eliminates the need for physical payment methods like credit cards or cash.
  • It provides an additional layer of security by requiring user authentication before completing a payment operation.
  • Users can make payments quickly and easily by simply using their voice.

Benefits of this technology:

  • Voice payment methods offer a more seamless and frictionless payment experience for users.
  • It reduces the risk of fraud and unauthorized transactions by incorporating user authentication.
  • This technology can enhance accessibility for individuals with disabilities who may have difficulty using traditional payment methods.


Original Abstract Submitted

A voice payment method and an electronic device are provided. The method includes: A first electronic device receives voice information of a user, where the voice information is used to indicate a payment operation performed by the user; when a voiceprint feature of the voice information meets a preset condition, the first electronic device requests a second electronic device to authenticate the user; the second electronic device prompts the user to perform an authentication process, where the authentication process includes one or more of fingerprint authentication, facial recognition, password authentication, verification code authentication, and near field communication NFC authentication; when authentication performed by the second electronic device on the user succeeds, the second electronic device indicates to the first electronic device that authentication performed by the second electronic device on the user succeeds; and the first electronic device completes the payment operation with a payment platform.