18435493. Transaction Card Assembly simplified abstract (Capital One Services, LLC)
Contents
- 1 Transaction Card Assembly
Transaction Card Assembly
Organization Name
Inventor(s)
Vyjayanthi Vadrevu of Pflugerville TX (US)
Phoebe Atkins of Midlothian VA (US)
Michael Saia of Weehawken NJ (US)
Transaction Card Assembly - A simplified explanation of the abstract
This abstract first appeared for US patent application 18435493 titled 'Transaction Card Assembly
Simplified Explanation
The modular transaction card assembly described in the patent application consists of a card frame with traditional credit card dimensions and a smaller transaction card that fits into a receptacle on the card frame. Both the card frame and the transaction card can perform contactless data transactions individually, and when combined, they can also perform contact data transactions. The transaction card and/or the card frame may have visual or tactile regions to distinguish them from other cards and ensure proper alignment when combined.
- The assembly includes a card frame with traditional credit card dimensions.
- A smaller transaction card fits into a receptacle on the card frame.
- Both the card frame and the transaction card can perform contactless data transactions individually.
- When combined, they can perform contact data transactions.
- Visual or tactile regions on the transaction card and/or card frame help with proper alignment and orientation.
Potential Applications
The technology could be applied in various industries such as finance, retail, transportation, and access control systems.
Problems Solved
The assembly solves the problem of securely combining a smaller transaction card with a traditional card frame for both contactless and contact data transactions.
Benefits
The benefits of this technology include enhanced security, convenience, and versatility in conducting data transactions.
Potential Commercial Applications
The technology could be commercially applied in credit card companies, retail stores, public transportation systems, and security access control companies.
Possible Prior Art
One possible prior art could be the use of modular card assemblies in the field of smart cards and access control systems.
Unanswered Questions
How does the assembly ensure secure data transactions when the transaction card is inserted into the card frame?
The assembly likely includes encryption and authentication protocols to ensure secure data transactions between the card frame and the transaction card.
Are there any limitations to the size or type of transaction cards that can be used with the card frame?
The patent application does not specify any limitations, but it would be important to consider compatibility issues with different types of transaction cards in real-world applications.
Original Abstract Submitted
A modular transaction card assembly includes a card frame having the traditional dimensions of a credit card, and a transaction card that is smaller than a traditional card and that fits into a receptacle of the card frame. Each of the card frame and the transaction card may be capable of performing contactless data transactions individually. The combined assembly of the card frame with the transaction card secured in the receptacle is also capable of performing contact data transactions. The transaction card and/or the card frame may include one or more visual or tactile regions that allow the transaction card and card frame to be distinguished from other cards and/or to be properly oriented and aligned with one another when combined to form the card assembly.
