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| − | '''Summary of the patent applications from Mastercard International Incorporated on November 30th, 2023'''
| + | ==Patent applications for Mastercard International Incorporated on November 30th, 2023== |
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| − | Mastercard International Incorporated has filed several patents recently, covering a range of innovative technologies and systems. These patents aim to improve various aspects of payment processing, fraud detection, consumer identity validation, entity resolution, and blockchain-based asset transfers.
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| − | In summary, the patents filed by Mastercard International Incorporated include:
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| − | - A computer system that recommends merchants to cardholders based on transaction information and cardholder preferences.
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| − | - A system for identifying fraudulent healthcare providers using raw claims data and multiple models to calculate risk scores.
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| − | - An inverse recommender system for detecting unusual payment transactions by analyzing historical payment transaction data.
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| − | - Techniques for reducing false positives in financial transaction fraud monitoring using machine learning models.
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| − | - A system for improving consumer identity validation in payment infrastructure by using the last used payment card or account.
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| − | - Techniques for training entity resolution models using input from users and proof of concept models.
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| − | - A system for facilitating the transfer of digital assets between different blockchains using a swap check oracle and a central processing server.
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| − | - Methods and systems for handling transactions in a payment card account system, ensuring accurate and timely payments to merchants.
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| − | - Techniques for routing payment transactions by translating payment tokens into funding account indicators and bank account numbers.
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| − | - Techniques for training entity resolution models using raw training data, label dictionaries, and transformer models.
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| − | Notable applications include:
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| − | - Recommending merchants to cardholders based on transaction data and preferences.
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| − | - Identifying fraudulent healthcare providers using raw claims data and multiple models.
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| − | - Detecting unusual payment transactions using historical payment transaction data.
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| − | - Reducing false positives in financial transaction fraud monitoring using machine learning models.
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| − | - Improving consumer identity validation in payment infrastructure by using the last used payment card or account.
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| − | - Facilitating the transfer of digital assets between different blockchains.
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| − | - Handling transactions in a payment card account system to ensure accurate and timely payments to merchants.
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| − | - Routing payment transactions by translating payment tokens into funding account indicators and bank account numbers.
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| − | - Training entity resolution models using raw training data, label dictionaries, and transformer models.
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| − | ==Patent applications for mastercard international incorporated on November 30th, 2023== | |
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| − | ===METHOD AND SYSTEM FOR MAINTAINING PRIVACY AND COMPLIANCE IN THE USE OF ACCOUNT REISSUANCE DATA ([[US Patent Application 18232408. METHOD AND SYSTEM FOR MAINTAINING PRIVACY AND COMPLIANCE IN THE USE OF ACCOUNT REISSUANCE DATA simplified abstract (Mastercard International Incorporated)|18232408]])===
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| − | '''Main Inventor'''
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| − | Andrew REISKIND
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| − | ===ARTIFICIAL INTELLIGENCE ENGINE FOR TRANSACTION CATEGORIZATION AND CLASSIFICATION ([[US Patent Application 18324307. ARTIFICIAL INTELLIGENCE ENGINE FOR TRANSACTION CATEGORIZATION AND CLASSIFICATION simplified abstract (Mastercard International Incorporated)|18324307]])===
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| − | '''Main Inventor'''
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| − | Yogesh Sakpal
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| − | ===ARTIFICIAL INTELLIGENCE ENGINE FOR ENTITY RESOLUTION AND STANDARDIZATION ([[US Patent Application 18324315. ARTIFICIAL INTELLIGENCE ENGINE FOR ENTITY RESOLUTION AND STANDARDIZATION simplified abstract (Mastercard International Incorporated)|18324315]])===
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| − | '''Main Inventor'''
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| − | Yogesh Sakpal
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| − | ===SYSTEM AND METHOD OF TOKENIZING DEPOSIT ACCOUNT NUMBERS FOR USE AT PAYMENT CARD ACCEPTANCE POINT ([[US Patent Application 18448587. SYSTEM AND METHOD OF TOKENIZING DEPOSIT ACCOUNT NUMBERS FOR USE AT PAYMENT CARD ACCEPTANCE POINT simplified abstract (Mastercard International Incorporated)|18448587]])===
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| − | '''Main Inventor'''
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| − | Sandeep Malhotra
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| − | ===SYSTEM AND METHOD OF PAYMENT OF MERCHANTS ON BEHALF OF PAYMENT CARD SYSTEM TRANSACTION ACQUIRERS ([[US Patent Application 18449948. SYSTEM AND METHOD OF PAYMENT OF MERCHANTS ON BEHALF OF PAYMENT CARD SYSTEM TRANSACTION ACQUIRERS simplified abstract (Mastercard International Incorporated)|18449948]])===
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| − | '''Main Inventor'''
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| − | Sandeep Malhotra
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| − | ===METHOD AND SYSTEM FOR PROCESSING AN ASSET SWAP ACROSS TWO BLOCKCHAINS ([[US Patent Application 17752318. METHOD AND SYSTEM FOR PROCESSING AN ASSET SWAP ACROSS TWO BLOCKCHAINS simplified abstract (Mastercard International Incorporated)|17752318]])===
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| − | '''Main Inventor'''
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| − | Saravana Perumal SHANMUGAM
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| − | ===AGILE ITERATION FOR DATA MINING USING ARTIFICIAL INTELLIGENCE ([[US Patent Application 18324321. AGILE ITERATION FOR DATA MINING USING ARTIFICIAL INTELLIGENCE simplified abstract (Mastercard International Incorporated)|18324321]])===
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| − | '''Main Inventor'''
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| − | Siddhesh Dongare
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| − | ===CONSERVING COMPUTING RESOURCES DURING IDENTITY VALIDATION VIA A LAST USED ACCOUNT ([[US Patent Application 18190086. CONSERVING COMPUTING RESOURCES DURING IDENTITY VALIDATION VIA A LAST USED ACCOUNT simplified abstract (Mastercard International Incorporated)|18190086]])===
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| − | '''Main Inventor'''
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| − | Michael D. McCARTHY
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| − | ===METHODS AND SYSTEMS FOR REDUCING FALSE POSITIVES FOR FINANCIAL TRANSACTION FRAUD MONITORING USING ARTIFICIAL INTELLIGENCE ([[US Patent Application 17828970. METHODS AND SYSTEMS FOR REDUCING FALSE POSITIVES FOR FINANCIAL TRANSACTION FRAUD MONITORING USING ARTIFICIAL INTELLIGENCE simplified abstract (Mastercard International Incorporated)|17828970]])===
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| − | '''Main Inventor'''
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| − | Fariborz Nadi
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| − | ===SYSTEMS AND METHODS FOR DETECTING
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| − | OUT-OF-PATTERN TRANSACTIONS ([[US Patent Application 18449489. SYSTEMS AND METHODS FOR DETECTING
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| − | OUT-OF-PATTERN TRANSACTIONS simplified abstract (Mastercard International Incorporated)|18449489]])===
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| − | '''Main Inventor'''
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| − | Christopher John Merz
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| − | ===IDENTIFICATION OF FRAUDULENT HEALTHCARE PROVIDERS THROUGH MULTIPRONGED AI MODELING ([[US Patent Application 17828945. IDENTIFICATION OF FRAUDULENT HEALTHCARE PROVIDERS THROUGH MULTIPRONGED AI MODELING simplified abstract (Mastercard International Incorporated)|17828945]])===
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| − | '''Main Inventor'''
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| − | Athena Stacy-Nieto
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| − | ===SYSTEM, METHOD, AND NON-TRANSITORY COMPUTER-READABLE STORAGE MEDIA FOR RECOMMENDING MERCHANTS ([[US Patent Application 18449500. SYSTEM, METHOD, AND NON-TRANSITORY COMPUTER-READABLE STORAGE MEDIA FOR RECOMMENDING MERCHANTS simplified abstract (Mastercard International Incorporated)|18449500]])===
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| − | '''Main Inventor'''
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| − | Christopher J. Merz
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