18540208. OFFLOADING A SIGNING OPERATION ON A USER DEVICE simplified abstract (Capital One Services, LLC)

OFFLOADING A SIGNING OPERATION ON A USER DEVICE

Organization Name

Capital One Services, LLC

Inventor(s)

Jonatan Yucra Rodriguez of Allentown PA (US)

Sahil Verma of San Francisco CA (US)

Jonathan Guan of Cupertino CA (US)

Jennifer Chu of Morgan Hill CA (US)

OFFLOADING A SIGNING OPERATION ON A USER DEVICE - A simplified explanation of the abstract

This abstract first appeared for US patent application 18540208 titled 'OFFLOADING A SIGNING OPERATION ON A USER DEVICE

Simplified Explanation

The abstract describes a patent application related to a terminal device that facilitates the signing operation of an exchange initiated at the device. The device obtains exchange information, identifies the medium used in the exchange, and presents a user interface for the signing operation. It can also obtain user information associated with the medium, transmit presentation information to a user device, and receive signing information from the user device.

• The terminal device facilitates the signing operation of an exchange initiated at the device.
• It obtains exchange information and identifies the medium used in the exchange.
• The device presents a user interface for the signing operation.
• It can obtain user information associated with the medium.
• The terminal device transmits presentation information to a user device.
• It receives signing information from the user device.

Potential Applications

This technology could be applied in secure communication systems, digital signatures for legal documents, and authentication processes for online transactions.

Problems Solved

This technology streamlines the signing process for exchanges initiated at terminal devices, enhances security by verifying user information, and improves user experience by providing a user-friendly interface for signing operations.

Benefits

The benefits of this technology include increased security in exchanges, improved efficiency in signing processes, and enhanced user experience through user-friendly interfaces.

Potential Commercial Applications

Potential commercial applications of this technology include secure messaging platforms, e-signature services, and online banking systems.

Possible Prior Art

One possible prior art could be electronic signature software that allows users to sign documents digitally. Another could be secure messaging applications that verify user identities before sending messages.

How does this technology ensure the security of the signing process?

This technology ensures security by obtaining user information associated with the medium used in the exchange and transmitting presentation information to the user device for verification.

What types of exchanges can be initiated at the terminal device?

Exchanges such as secure messaging, document signing, and online transactions can be initiated at the terminal device.

Original Abstract Submitted

In some implementations, a terminal device may obtain exchange information associated with an exchange initiated at the terminal device. The exchange information may identify a medium used in the exchange. The terminal device may be configured to present a terminal-side user interface for performing a signing operation of the exchange. The terminal device may selectively obtain user information associated with the medium used in the exchange. The user information may identify a user device associated with the medium. The terminal device may transmit, to the user device and based on obtaining the user information, presentation information that identifies content for a user-side user interface for performing the signing operation at the user device. The terminal device may receive, from the user device, signing information associated with a performance of the signing operation at the user device via the user-side user interface.