View source for 18045548. System and method for enhancing multi-factor authentication simplified abstract (Bank of America Corporation)

=System and method for enhancing multi-factor authentication=


==Organization Name==

[[:Category:Bank of America Corporation|Bank of America Corporation]]


[[Category:Bank of America Corporation]]

==Inventor(s)==

[[:Category:Timucin Ozugur of Fairview TX (US)|Timucin Ozugur of Fairview TX (US)]][[Category:Timucin Ozugur of Fairview TX (US)]]

==System and method for enhancing multi-factor authentication - A simplified explanation of the abstract==


This abstract first appeared for US patent application 18045548 titled 'System and method for enhancing multi-factor authentication

==Simplified Explanation==

The system described in the abstract is a method for enhancing multi-factor authentication by generating an enhanced multi-factor authentication code that combines a customized operation rule with a customized security code. This code is presented to the user device for verification, and upon successful matching, the user is authorized to access the application service.

* The processor receives a request with user identity data.
* Generates a multi-factor authentication code.
* Implements a customized operation rule and security code to create an enhanced multi-factor authentication code.
* Presents the code to the user device for verification.
* Authorizes access to the application service upon successful verification.

== Potential Applications ==
This technology can be applied in various industries such as banking, healthcare, and e-commerce where secure access to sensitive information is crucial.

== Problems Solved ==
This system addresses the issue of unauthorized access to user accounts and sensitive data by enhancing the security of multi-factor authentication.

== Benefits ==
The enhanced multi-factor authentication code provides an additional layer of security, reducing the risk of unauthorized access and potential data breaches.

== Potential Commercial Applications ==
Potential commercial applications include offering this enhanced multi-factor authentication system as a service to businesses that require secure access to their applications and services.

== Possible Prior Art ==
Prior art in the field of multi-factor authentication systems may include similar methods of enhancing security through the use of customized codes and rules.

=== What are the specific customized operation rules implemented in this system? ===

The specific customized operation rules implemented in this system are not detailed in the abstract. Further information would be needed from the full patent application to understand the specific rules used in generating the enhanced multi-factor authentication code.

=== How does this system handle potential user input errors during the authentication process? ===

The abstract does not mention how this system handles potential user input errors during the authentication process. It would be important to know if there are mechanisms in place to address and rectify input errors to ensure a smooth authentication experience for users.


==Original Abstract Submitted==

A system for enhancing multi-factor authentication comprises a processor associated with a server. The processor receives a first request with user identity data to access an application service from a user device. The processor generates a multi-factor authentication code to verify a user identity and a user device. The processor implements a customized operation rule with the multi-factor authentication code and a customized security code to generate an enhanced multi-factor authentication code. The processor presents the multi-factor authentication code to the user device with a response for the user to provide the enhanced multi-factor authentication code. The processor determines whether a user input code matches the enhanced multi-factor authentication code. In response to determining that the user input code matches the enhanced multi-factor authentication code, the processor authorizes the user device associated with the user to interact with the entity, such as, for example, to implement the application service.



[[Category:H04L9/40]]