17847266. AUDIBLE TRANSACTION VERIFICATION WITH AN ASSISTANCE DEVICE simplified abstract (Capital One Services, LLC)

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AUDIBLE TRANSACTION VERIFICATION WITH AN ASSISTANCE DEVICE

Organization Name

Capital One Services, LLC

Inventor(s)

Joshua Edwards of Philadelphia PA (US)

Abdelkader M'Hamed Benkreira of Washington DC (US)

Noel Lyles of Alexandria VA (US)

Michael Mossoba of Great Falls VA (US)

AUDIBLE TRANSACTION VERIFICATION WITH AN ASSISTANCE DEVICE - A simplified explanation of the abstract

This abstract first appeared for US patent application 17847266 titled 'AUDIBLE TRANSACTION VERIFICATION WITH AN ASSISTANCE DEVICE

Simplified Explanation

Abstract

A user assistance device has been developed to help users validate transactions on payment terminals. The device can detect a payment terminal that accepts payment cards at a point of sale and determine the transaction amount for validation. It then generates audio of the transaction amount and plays it on the user assistance device. This allows the user to hear the transaction amount before deciding whether to accept or reject the transaction. Additionally, the device can analyze transaction information and provide suggestions to the user on whether to accept or reject the transaction.

Bullet Points

  • User assistance device for validating transactions on payment terminals
  • Detects payment terminals at point of sale
  • Determines transaction amount for validation
  • Generates audio of the transaction amount
  • Plays audio on the user assistance device
  • Allows user to hear transaction amount before accepting or rejecting
  • Analyzes transaction information to suggest acceptance or rejection

Potential Applications

  • Retail stores
  • Restaurants
  • Online shopping platforms
  • Banks and financial institutions

Problems Solved

  • Difficulty in validating transaction amounts on payment terminals
  • Potential errors in accepting or rejecting transactions due to unclear transaction information
  • Lack of accessibility for visually impaired users

Benefits

  • Enhanced user experience in validating transactions
  • Improved accuracy in accepting or rejecting transactions
  • Increased accessibility for visually impaired users


Original Abstract Submitted

A user assistance device aids validation of transactions on payment terminals. A payment terminal that accepts a payment card at a point of sale can be detected. A transaction amount for validation can be determined from the payment terminal. Subsequently, audio of the transaction amount can be generated. Playing of the audio on a user assistance device can then be triggered, allowing a user to hear the transaction amount before accepting or rejecting the transaction. Further, transaction information can be analyzed and used to suggest whether a customer should accept or reject the transaction.